Utah Standard Conditions of Acceptance of Escrow

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Multi-State
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US-37003-C
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This is a multi-state form covering the subject matter of the title.
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FAQ

In Utah, sellers typically pay for title and closing fees, owner's title insurance, and recording fees at closing.

The S.I. is the acronym for the Statement of Information, that one page form that many clients, for one reason or another, dislike completing. Surprisingly, the most common reason they balk is that one look at the many blanks and lines and the clients feel overwhelmed.

While there is no real "standard" amount of earnest money required, the amount submitted with an offer can have a strong affect on the offer's strength. In Park City Utah, it is typical to see the earnest money at about 1-2% of the purchase price for the property.

The title and escrow industry in Utah is regulated by the Insurance Department. Title and escrow most often come into play when purchasing a home, but are also involved in other types of real estate transactions.

The purpose of Section 5 in the REPC is to: Reiterate relationship already established.

In Utah, an escrow state, settlement and closing consists of the following steps: A buyer's lender sends final loan documents to the escrow agent and the final settlement date is scheduled. The settlement itself convenes at the office of an escrow agent, closing agent, or title company.

The statement of information is a one page document which requests the party's name, date of birth, social security number, current and previous addresses etc.

CONFIDENTIAL INFORMATION FOR YOUR PROTECTION. Completion of this statement expedites your application for title insurance, as it assists in establishing identity, eliminating matters affecting persons with similar names and avoiding the use of fraudulent or forged documents.

Earnest money and deposits are held in an escrow account. Once you back out, those funds are released to the seller if you haven't performed them. However, if you get your inspections, appraisals, and financing within the agreed-upon date range and choose to back out, there are no penalties.

In financial transactions, the term "in escrow" indicates a temporary condition of an item, such as money or property, that has been transferred to a third party. This transfer is usually done on behalf of a buyer and seller.

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Utah Standard Conditions of Acceptance of Escrow