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Utah requires car owners to carry personal injury protection (PIP) insurance, which pays for medical costs, lost income and other related expenses for injuries from an accident. Also called no-fault insurance, PIP pays for your injuries no matter who is at fault for a collision.
Call Your Insurance Company Uninsured or Underinsured Motorist Coverage compensates you for physical injury and, depending on your coverage, property damage when the person who caused the car accident doesn't have insurance at all or doesn't have enough insurance to compensate you for your injuries.
Utah is a ?No-Fault? state. This means that, no matter whose fault an accident may have been, injured parties seek payment for the first $3,000 of medical expenses from their own insurance carrier. This is dictated by a statute sometimes referred to as the ?PIP Statute? which stands for ?Personal Injury Protection?.
The 12 states that have no-fault insurance laws are: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah. Drivers can opt out of a no-fault policy in Kentucky, New Jersey, and Pennsylvania.
Utah requires car owners to carry personal injury protection (PIP) insurance, which pays for medical costs, lost income and other related expenses for injuries from an accident. Also called no-fault insurance, PIP pays for your injuries no matter who is at fault for a collision.
Utah requires liability coverage and as a no-fault (see glossary of terms) state requires at least $3,000 in personal injury protection (medical payments coverage). Utah law mandates that auto insurance policies provide the following: Liability - Minimum Required: $25,000 per person for bodily injury.
Utah is a no-fault state in regard to auto accidents. This doesn't mean that fault is not important. It means that regardless of who was at fault, your own insurance will pay your first $3,000 in medical bills. That is a threshold amount.
In Utah, the statute of limitations for most personal injury cases is four years, meaning that any suits filed after this point will not be considered legally valid.