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California Skydiving Liability Laws Under Assembly Bill Number 295 (also known as Tyler's law), skydiving and / or sport parachuting operations are held liable for any negligence on their behalf.
Skydiving injuries often involve dislocations of limbs, and bone fractures during high impact landings, on both land and water. Parachute or lifejacket malfunctions can also hugely increase injury risk. Spinal cord injuries, paralysis and traumatic brain injuries have also been recorded.
In most skydiving activity waivers, the skydiving company will ask jumpers to initial clauses in which the jumper promises not to sue the company or an individual from the company based on negligence and release the company from all liability that may result from injuries or death sustained from the jump.
Skydiving isn't free of risk and you can die participating in the activity, but an individual is far more likely to twist or break an ankle or leg due to poor landing technique as opposed to death.
Per every 1,000 skydives, only one skydiving parachute malfunction is said to occur. This means only . 01% of skydiving parachutes will experience a malfunction. The chances are very slim you'll ever be faced with a skydiving parachute malfunction on your skydive.
If you happen to pass out while skydiving, you are physically attached to your instructor. S/he will take the lead and will do all they can to help get you both back safely to the ground.
Listing skydiving as a hobby on a life insurance application can result in higher rates, but it can also result in an outright denial of coverage. Even the largest life insurance companies can deny you coverage if you are deemed too risky to insure.
Skydiving and accidents The accident then becomes a law enforcement investigation, and the FAA has no further involvement.
On your first solo skydive, you will be provided with two highly-rated skydiving instructors. These instructors will hold on to you in freefall; however, you are not attached to them. On your first solo skydive with your instructors, you will have the responsibility of deploying your own parachute and landing it.
Skydiving isn't without risk, but is much safer than you might expect. According to statistics by the United States Parachute Association, in 2018 there were a total of 13 skydiving-related fatalities out of approximately 3.3 million jumps!