The reaffirmation agreement is used to reaffirm a particular debt. Once the debtor signs the agreement, the debtor gives up any protection of the bankruptcy discharge against the particular debt. The debtor is not required to enter into this agreement by any law. The form also contains a motion for the court's approval of the agreement.
Virginia Summary of Reaffirmation Agreement
Category:
State:
Virginia
Control #:
VA-BKR-801AE
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How to fill out Virginia Summary Of Reaffirmation Agreement?
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FAQ
A reaffirmation agreement needs to be filed with the court to show written acceptance of the new debt. These agreements are generally drafted and filed by counsel for the creditor.
When making an offer on a reaffirmation agreement, ask the lender to reduce the loan balance and the interest rate. Remember, this is a negotiation. You can expect the lender to come back with a counter offer. So, make your starting offer lower than the amount you are really willing to pay.
A reaffirmation agreement is a form that Direct Lending sends to you to let you know that you have been inadvertently over-awarded in Federal Direct Subsidized or Unsubsidized aggregate loan limit totals.
An executed reaffirmation agree- ment may be filed by any party, including the debtor or a creditor. It must be filed within 60 days after the first date set for the first meeting of creditors in the bankruptcy case unless the deadline is extended by the bankruptcy court.