Virginia Notice to Judgment Debtor; How to Claim Exemptions from Garnishment is a document used to inform a debtor of their rights and obligations when it comes to garnishment, a legal process whereby a creditor can take money out of the debtor's paycheck to pay off a debt. In Virginia, debtors are allowed to claim certain types of exemptions from garnishment, which can protect them from having all of their wages taken by the creditor. Types of Virginia Notice to Judgment Debtor; How to Claim Exemptions from Garnishment: 1. Basic Exemptions: The state of Virginia provides some basic exemptions from garnishment, including a certain amount of wages, Social Security benefits, public assistance, disability benefits, and workers' compensation. 2. Federal Exemptions: The federal government also provides additional exemptions from garnishment, such as student loans, veteran's benefits, and certain types of retirement benefits. 3. Other Exemptions: Other exemptions from garnishment may be available in certain circumstances, such as if the debt is for child support or alimony, or if the debtor is a member of the U.S. military. By claiming these exemptions, debtors can protect a portion of their wages from garnishment. Virginia Notice to Judgment Debtor; How to Claim Exemptions from Garnishment provides information on how to claim these exemptions and what steps to take to ensure they are properly applied.