Virginia Garnishment Request for Hearing

State:
Virginia
Control #:
VA-DC-454-0
Format:
PDF
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Description

Garnishment Request for Hearing

A Virginia Garnishment Request for Hearing is a legal document that can be filed by a debtor with the Virginia Circuit Court in order to appeal a garnishment order. A garnishment order is a court order that requires a third party, such as an employer, bank or other financial institution, to hold and distribute a portion of the debtor's wages or other assets to a creditor in order to satisfy a debt. By filing a Virginia Garnishment Request for Hearing, the debtor can challenge the garnishment order and argue why it should be overturned or modified. There are two types of Virginia Garnishment Request for Hearing: Regular Garnishment Request for Hearing and Exempt Earning Request for Hearing. The Regular Garnishment Request for Hearing is used when a debtor wishes to challenge a garnishment order on the basis that it exceeds the amounts allowed by Virginia law. The Exempt Earning Request for Hearing is used when a debtor wishes to challenge a garnishment order on the basis that their wages or other assets are exempt from garnishment under Virginia law.

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FAQ

Government benefits can't be garnished. This includes Social Security, Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF), Black Lung benefits, unemployment compensation, workers' compensation, and Veterans' benefits.

Your employer can't fire you the first time your wages are garnished. A garnishment is good for 30, 60, 90 or 180 days, at the choice of the judgment-creditor. The garnished money is under the control of the court until the garnishment period is over.

In Virginia, you have 21 days to file an answer, or respond to the lawsuit, if it's filed in a circuit court. If the suit is filed in a district court, you need to show up at the time on your summons prepared to prove your case. If you fail to answer or appear as directed, a default judgment may be entered against you.

Summary: In Virginia, there is no deadline to file a response to a debt lawsuit. However, if you want to dispute the debt, you must show up in court on the date outlined in the Warrant In Debt. You can fill out a Grounds of Defense form and bring it with you in preparation for the court date.

Some states set a lower limit for how much of your wages are subject to garnishment. In Virginia, a creditor can garnish the lesser of 25% of your disposable earnings, or the amount by which your disposable earnings exceed 40 times the federal minimum hourly wage.

No more than 25% of disposable earnings in any pay period may be garnished to satisfy an ordinary debt.

There are two ways to stop garnishment in Virginia. One way is by filing for bankruptcy, which will stop all garnishments and other collection efforts. The other way is by filing for an exemption, which will exempt you from garnishment but not bankruptcy.

There are two ways to stop garnishment in Virginia. One way is by filing for bankruptcy, which will stop all garnishments and other collection efforts. The other way is by filing for an exemption, which will exempt you from garnishment but not bankruptcy.

More info

Garnishment Request for Hearing or Eligibility Determination. Date Notice of Intent Sent: MAIL OR FAX FORM TO: FAX: (855) 292-9623.What are the grounds for requesting a hearing? Usually, a form will be included with the garnishment notice that you can use to write your objection and request a hearing. The judgment has been paid in full. On my normal payday, I received no earnings (paycheck). If you want a court hearing, you must complete this form and file it with the court within 3 business days of receiving the notice to judgment debtor. You have a right to a hearing within seven business days from the date you file your claim with the court. (2) Request for hearing. (d) If we do not complete a hearing within 60 days of an untimely request, we suspend any garnishment order until we have issued a decision.

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Virginia Garnishment Request for Hearing