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After Losing a Judgment If a judgment has been entered against you, there are a few options available to you. These include paying the judgment, appealing the case, or filing a motion to rehear. If you fail to act, a number of other actions initiated by the Judgment Creditor may occur.
After a creditor files a Warrant in Debt in the court, you must be given notice. Most often defendants are served with the notice in two ways: personal service or posted service. With personal service, a sheriff or a process server, brings the notice directly to you or an adult resident at your home.
Summary: In Virginia, there is no deadline to file a response to a debt lawsuit. However, if you want to dispute the debt, you must show up in court on the date outlined in the Warrant In Debt. You can fill out a Grounds of Defense form and bring it with you in preparation for the court date.
But, we do not recommend waiting too long because a garnishment may happen. A judgment from a warrant in debt also is valid for at least 10 years in Virginia; the judgment can be renewed in Virginia for up to 40 years.
A warrant in debt is the paper you get when a bill collector is suing you in the Virginia General District Court. ?Warrant? might sound like it's a criminal law problem. It's not: you can't go to jail; but if you ignore it, your pay and bank account can get garnished.
A warrant in debt serves as an expedited motion for judgment in Virginia. It acts as (1) a summons appear before the appropriate GDC on the date listed to dispute the claim and/or (2) notice that if you do not appear, formal judgment may be entered against you in the amount claimed.