Sample Letter for Notice Under Fair Debt Collection Act in Virginia: Subject: Notice Under Fair Debt Collection Act — [Your Name] [Your Full Name] [Your Full Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Debt Collection Agency Name] [Debt Collection Agency Address] [City, State, ZIP] Re: Account Number: [Account Number] — Notice Under Fair Debt Collection Act Dear [Debt Collection Agency Name], I am writing to bring to your attention that I have been contacted by your agency regarding an alleged debt associated with Account Number [Account Number]. This letter is a formal notice under the Fair Debt Collection Practices Act (FD CPA) regarding the debt collection activity initiated by your agency. According to the FD CPA, I have the right to request validation of the debt and verify its authenticity. I am requesting that you provide me with the following information: 1. The amount of the alleged debt and detailed account statements reflecting the charges and payments made. 2. Proof of the original creditor's agreement that authorizes your agency to collect this debt on their behalf. 3. Copies of any documents proving that I, [Your Name], am legally obliged to pay the debt. 4. Proof of your agency's license to operate as a debt collection agency in the state of Virginia. I also demand that you immediately cease all further communication with me until the requested verification is provided. Any attempts to collect the alleged debt without validating its legitimacy would be a violation of the FD CPA. Please note that my rights under the FD CPA will be duly exercised. Failure to comply with this notice within 30 days from the receipt of this letter will be considered a violation of the FD CPA. In such case, I reserve the right to pursue all legal remedies available to me to protect my rights. If you are unable to validate the debt or provide the required documents within the specified time frame, I expect written confirmation that the debt has been deemed invalid and all collection efforts will cease immediately. Thank you for your prompt attention to this matter. I expect a thorough response within the aforementioned time frame. Sincerely, [Your Full Name] Additional types of Sample Letters for Notice Under Fair Debt Collection Act in Virginia: 1. Sample Letter for Cease and Desist: This type of letter can be used to request that the debt collector stops all communication related to the alleged debt until proper validation is provided. 2. Sample Letter for Debt Dispute: This letter can be used when disputing the validity or accuracy of the debt being claimed, requesting the debtor to provide evidence supporting their claim. 3. Sample Letter for Debt Verification: This letter can be sent to request specific information and documentation proving the legitimacy of the alleged debt. 4. Sample Letter for Debt Settlement: If the debtor acknowledges the debt but wants to negotiate a settlement, a different type of letter can be used to propose a mutually agreeable resolution, including payment terms or reduced settlement amounts. It's important to tailor the sample letter to your specific situation and consult with a legal professional if needed, as this is not legal advice.