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Pain and suffering are not covered under Workers' Compensation.
It provides medical care, death, disability, and rehabilitation benefits for workers who are injured or killed while on the job.
Who is not entitled to worker's compensation benefits? Independent contractors.
Illegal activities: Employee injuries due to illegal activities at the worksite are not covered by an organization's workers' compensation insurance policy. Policy violations: Workers' comp does not cover employees who are injured while violating company policies, procedures and protocols.
Who is not covered by worker's compensation insurance? Injuries of self employed individuals.