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A judgment remains on your record in Virginia for 20 years, affecting your creditworthiness and possibly your ability to acquire new loans. After this period, it may still remain visible but will not hold any legal weight unless renewed. Be mindful of what is recorded in your Virginia Abstract of Title, as it informs prospective buyers and lenders of your financial history.
If you have a judgment against you in Virginia, it can lead to a lien placed on your property, which may affect your ability to sell or refinance it. The creditor may initiate collection actions or even seek to garnish your wages. Reviewing your Virginia Abstract of Title regularly can help you monitor such judgments and take appropriate action.