Virgin Islands Notice of Work-Related Injury and Claim for Worker's Compensation

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US-01495BG
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Description

Some state worker's compensation acts also provide that a formal claim for compensation be made, either to the employer, the compensation board, or to the state commission board with notice to the employer that the claim is being made. This claim or notice of claim is different from the notice of injury and is governed by a different, and sometimes longer, statute of limitations. This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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FAQ

All California employers must provide workers' compensation benefits to their employees under California Labor Code Section 3700.

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $60 or actual wage if less, and the maximum is 66 2/3 percent of SAWW. For non-scheduled injuries, the maximum period of payments is 200 weeks, and there is no maximum total payable amount.

Governed by state law, workers' compensation laws are in place in every state to protect employees against loss of income and for medical payments because of work-related injuries, accidents, illness, or disease.

In most states, employer's liability insurance will be included as part of your workers compensation coverage. But if you live in a monopolistic state, you'll need to buy a separate employer's liability insurance coverage.

However, employers' liability insurance does not cover legal costs from employee lawsuits charging discrimination, sexual harassment, or wrongful termination. To cover these situations, an employer would need to purchase a separate type of policy called employment practices liability insurance (EPLI).

"Part Two" of the policy provides coverage for an employer who is sued by an employee for work-related bodily injury or illness that isn't subject to state statutory benefits. It has a monetary limit. Employers' liability also insures an employer in some other situations.

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Virgin Islands Notice of Work-Related Injury and Claim for Worker's Compensation