The Virgin Islands Polaris 401(k) Retirement Savings Plan Trust Agreement between Polaris Industries, Inc. and Fidelity Management Trust Co. is a legal document outlining the establishment of a trust for the Polaris 401(k) retirement savings plan in the Virgin Islands. This trust agreement is designed to ensure that the retirement savings of Polaris Industries employees are protected and securely managed. It establishes a relationship between Polaris Industries, Inc. and Fidelity Management Trust Co., which acts as the trustee responsible for administering the trust. The trust agreement outlines the terms and conditions under which the trust will be governed, including the roles and responsibilities of the parties involved. It defines the contributions made by employees and the employer to the trust, as well as the investment options available within the plan. The agreement also specifies the rules for distributions and withdrawals from the trust, including the eligibility criteria and the process for requesting such funds. It may include provisions for loans or hardship withdrawals, if applicable. In the context of the Virgin Islands Polaris 401(k) Retirement Savings Plan Trust Agreement between Polaris Industries, Inc. and Fidelity Management Trust Co., there may be different types of trust agreements based on the specific provisions and features offered. Some possible types of trust agreements could include: 1. Basic Trust Agreement: This is the standard agreement that establishes the overall framework for the trust, outlining the key guidelines and governing rules. 2. Investment Trust Agreement: This type of agreement may focus more on specifying the investment options available within the trust, the responsibilities of the trustee in managing those investments, and the performance benchmarks to be considered. 3. Vesting Trust Agreement: In the case of a vesting trust, the agreement may outline the rules and criteria for the gradual ownership of employer contributions by employees over a specified period of time. 4. Employer Match Trust Agreement: If the trust includes an employer matching contribution component, a specific agreement may be created to detail the terms of the match, including any vesting schedules or conditions. It is important to note that the exact types of trust agreements within the Virgin Islands Polaris 401(k) Retirement Savings Plan may vary depending on the specific design and customization of the retirement plan offered by Polaris Industries, Inc. and the terms negotiated with Fidelity Management Trust Co.