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Simply enter in the original amount of your mortgage and the date you closed, and click "Show Amortization Schedule. The mortgage amortization schedule shows how much in principal and interest is paid over time.This tool allows you to calculate your monthly home loan payments, using various loan terms, interest rates, and loan amounts. Mortgage payments are made up of your principal and interest payments. Payment history is an important part of calculating your credit scores. How mortgage interest is calculated: Formula for monthly principal and tips for figuring out the simple math for your total repayment. Our mortgage calculator can help you estimate your monthly mortgage payment. Enter some basic information to get started. This free mortgage calculator lets you estimate your monthly house payment, including principal and interest, taxes, insurance and PMI. To find the name of your servicer, check your mortgage statement or your coupon payment book.