Vermont Schedule D: Creditors Who Hold Claims Secured By Property (individuals) is a form that is used in the state of Vermont during the bankruptcy process. This form is filled out by the debtor and requires the debtor to list all creditors who hold claims against the debtor that are secured by property. The types of claims that can be listed on this form include mortgages, liens, and security interests. The debtor must also provide information such as the creditor's name and address, the amount of the debt, and the type of property that is being used as collateral. The debtor must also provide a detailed description of the property used as collateral, including the location of the property, the date of origination of the loan, and a statement that the collateral is held by the creditor. This form must be completed and filed with the court before the debtor can receive a discharge from bankruptcy.