This form is a sample letter in Word format covering the subject matter of the title of the form.
[Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, ZIP Code] Subject: Vermont Sample Letter to Credit Bureau concerning Decedent's Credit Report — Attorney Dear Sir/Madam, I am writing to you as an attorney representing the estate of the deceased individual named [Decedent's Full Name]. I have recently obtained a copy of their credit report and have identified certain issues that require immediate attention from your end. Firstly, I would like to inform you that according to Vermont state law, upon the death of an individual, their credit report should be flagged with a deceased indicator to prevent any unauthorized use of their personal information. However, upon reviewing the credit report of [Decedent's Full Name], it appears that this indicator has not been duly applied. I kindly request that you update [Decedent's Full Name]'s credit report to reflect their deceased status in accordance with the Fair Credit Reporting Act (FCRA) and Vermont state laws. This will ensure a more secure environment for the estate and protect them from potential identity theft or fraudulent activity. Additionally, I have noticed several inaccuracies on [Decedent's Full Name]'s credit report, including: 1. [Specify the inaccuracy and its impact on the credit report] 2. [Specify the inaccuracy and its impact on the credit report] 3. [Specify the inaccuracy and its impact on the credit report] To rectify these errors, I request that you thoroughly investigate the mentioned items and make the necessary corrections. As an attorney, I will provide you with all the required documentation pertaining to [Decedent's Full Name]'s death, such as a death certificate, probate documents, and any other relevant information necessary to facilitate the process. Furthermore, please note that the FCRA mandates that the credit reporting agencies must notify any potential creditors who have received [Decedent's Full Name]'s credit report within the past year about their death. I kindly request confirmation from your end that this measure has been implemented as per the legal requirement. To expedite the resolution process, I would appreciate a prompt acknowledgment of this letter within [mention a specific timeframe], along with a detailed plan of action outlining how you will address the concerns mentioned above. This will assist me in providing the necessary safeguards for the estate of [Decedent's Full Name] as mandated by law. Please be aware that any failure to comply with the relevant regulations and rectify the inaccuracies mentioned above within a reasonable timeframe may result in the pursuit of legal action against your organization to ensure the rights and protections guaranteed under applicable laws. I look forward to your prompt attention to this matter and the resolution of all identified issues. Should you require any further information or documentation, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Name] [Your Title/Designation (if applicable)] [Your Law Firm's Name (if applicable)][Your Name] [Your Address] [City, State, ZIP Code] [Date] [Credit Bureau's Name] [Credit Bureau's Address] [City, State, ZIP Code] Subject: Vermont Sample Letter to Credit Bureau concerning Decedent's Credit Report — Attorney Dear Sir/Madam, I am writing to you as an attorney representing the estate of the deceased individual named [Decedent's Full Name]. I have recently obtained a copy of their credit report and have identified certain issues that require immediate attention from your end. Firstly, I would like to inform you that according to Vermont state law, upon the death of an individual, their credit report should be flagged with a deceased indicator to prevent any unauthorized use of their personal information. However, upon reviewing the credit report of [Decedent's Full Name], it appears that this indicator has not been duly applied. I kindly request that you update [Decedent's Full Name]'s credit report to reflect their deceased status in accordance with the Fair Credit Reporting Act (FCRA) and Vermont state laws. This will ensure a more secure environment for the estate and protect them from potential identity theft or fraudulent activity. Additionally, I have noticed several inaccuracies on [Decedent's Full Name]'s credit report, including: 1. [Specify the inaccuracy and its impact on the credit report] 2. [Specify the inaccuracy and its impact on the credit report] 3. [Specify the inaccuracy and its impact on the credit report] To rectify these errors, I request that you thoroughly investigate the mentioned items and make the necessary corrections. As an attorney, I will provide you with all the required documentation pertaining to [Decedent's Full Name]'s death, such as a death certificate, probate documents, and any other relevant information necessary to facilitate the process. Furthermore, please note that the FCRA mandates that the credit reporting agencies must notify any potential creditors who have received [Decedent's Full Name]'s credit report within the past year about their death. I kindly request confirmation from your end that this measure has been implemented as per the legal requirement. To expedite the resolution process, I would appreciate a prompt acknowledgment of this letter within [mention a specific timeframe], along with a detailed plan of action outlining how you will address the concerns mentioned above. This will assist me in providing the necessary safeguards for the estate of [Decedent's Full Name] as mandated by law. Please be aware that any failure to comply with the relevant regulations and rectify the inaccuracies mentioned above within a reasonable timeframe may result in the pursuit of legal action against your organization to ensure the rights and protections guaranteed under applicable laws. I look forward to your prompt attention to this matter and the resolution of all identified issues. Should you require any further information or documentation, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Name] [Your Title/Designation (if applicable)] [Your Law Firm's Name (if applicable)]
