Vermont Letter to Credit Reporting Company or Bureau Regarding Known Imposter Identity Theft

• Category: Criminal - Identity Theft
• State: Multi-State
• Control #: US-00744-LTR
• Format: Word; Rich Text

Description

This Letter to Credit Reporting Company or Bureau Regarding Known Imposter Identity Theft helps identity theft victims who know their imposter correct fraudulent information in credit reports by notifying consumer or credit reporting companies of fraudulent information that is not related to any transaction that the victim made or authorized. Subject: Vermont Letter to Credit Reporting Companies: Report on Known Imposter Identity Theft Dear [Credit Reporting Company/Bureau's Name], I hope this letter finds you well. I am writing to report a case of known imposter identity theft and request your assistance in resolving this issue promptly. I am a resident of Vermont and have recently discovered that my personal information has been used fraudulently by an imposter. Type of Vermont Letters to Credit Reporting Company or Bureau Regarding Known Imposter Identity Theft: 1. Initial Identity Theft Report: As a victim of imposter identity theft, I hereby provide you with a detailed account of the fraudulent activities and the unauthorized accounts or inquiries associated with my stolen identity. I request a thorough investigation into these fraudulent accounts and associated credit reports. 2. Request for Fraud Alert: I hereby request that a fraud alert be placed on my credit file as per Vermont state laws. This action will help prevent additional unauthorized accounts being opened under my name. I kindly request that you provide me with the necessary information on how to extend the fraud alert beyond the initial 90-day period. 3. Block Fraudulent Information: I am contacting you to request the immediate removal of any fraudulent information from my credit reports. The accounts and inquiries listed are not authorized by me and are a direct result of imposter identity theft. Please take appropriate actions to remove these entries promptly and provide me written notification once completed. 4. Security Freeze Request: To protect my compromised identity, I hereby request a security freeze be placed on my credit file. This security freeze will prohibit any unauthorized access to my credit information and will require additional authentication before any new credit accounts can be established. Please provide me with instructions on how to place this freeze and a confirmation once it has been implemented. 5. Dispute of Fraudulent Accounts: I am formally disputing the fraudulent accounts and inquiries listed on my credit reports. These entries are a direct consequence of imposter identity theft and are not my responsibility. I request a thorough investigation into these accounts and inquiries, followed by their immediate removal from my credit file and the corresponding correction of my credit score. 6. Request for Identity Theft Report and Documentation: I kindly ask for a formal identity theft report and any related documentation from your end as evidence of the reported known imposter identity theft. This documentation will be instrumental in their resolution, assisting me in dealing with law enforcement authorities, financial institutions, and other relevant parties. 7. Request for Extended Fraud Victim Statement: Considering the severity of the imposter identity theft incident, I request an extended fraud victim statement to be added to my credit file. This statement will serve to provide additional context to creditors and lenders reviewing my credit history and alert them to potential fraudulent activity associated with my name. Please consider this request for immediate attention and action. As a victim of identity theft, I rely on your expertise and diligence to rectify this unfortunate situation and help restore my creditworthiness. Thank you in advance for your prompt assistance in resolving this matter. I look forward to your timely response. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]

Subject: Vermont Letter to Credit Reporting Companies: Report on Known Imposter Identity Theft Dear [Credit Reporting Company/Bureau's Name], I hope this letter finds you well. I am writing to report a case of known imposter identity theft and request your assistance in resolving this issue promptly. I am a resident of Vermont and have recently discovered that my personal information has been used fraudulently by an imposter. Type of Vermont Letters to Credit Reporting Company or Bureau Regarding Known Imposter Identity Theft: 1. Initial Identity Theft Report: As a victim of imposter identity theft, I hereby provide you with a detailed account of the fraudulent activities and the unauthorized accounts or inquiries associated with my stolen identity. I request a thorough investigation into these fraudulent accounts and associated credit reports. 2. Request for Fraud Alert: I hereby request that a fraud alert be placed on my credit file as per Vermont state laws. This action will help prevent additional unauthorized accounts being opened under my name. I kindly request that you provide me with the necessary information on how to extend the fraud alert beyond the initial 90-day period. 3. Block Fraudulent Information: I am contacting you to request the immediate removal of any fraudulent information from my credit reports. The accounts and inquiries listed are not authorized by me and are a direct result of imposter identity theft. Please take appropriate actions to remove these entries promptly and provide me written notification once completed. 4. Security Freeze Request: To protect my compromised identity, I hereby request a security freeze be placed on my credit file. This security freeze will prohibit any unauthorized access to my credit information and will require additional authentication before any new credit accounts can be established. Please provide me with instructions on how to place this freeze and a confirmation once it has been implemented. 5. Dispute of Fraudulent Accounts: I am formally disputing the fraudulent accounts and inquiries listed on my credit reports. These entries are a direct consequence of imposter identity theft and are not my responsibility. I request a thorough investigation into these accounts and inquiries, followed by their immediate removal from my credit file and the corresponding correction of my credit score. 6. Request for Identity Theft Report and Documentation: I kindly ask for a formal identity theft report and any related documentation from your end as evidence of the reported known imposter identity theft. This documentation will be instrumental in their resolution, assisting me in dealing with law enforcement authorities, financial institutions, and other relevant parties. 7. Request for Extended Fraud Victim Statement: Considering the severity of the imposter identity theft incident, I request an extended fraud victim statement to be added to my credit file. This statement will serve to provide additional context to creditors and lenders reviewing my credit history and alert them to potential fraudulent activity associated with my name. Please consider this request for immediate attention and action. As a victim of identity theft, I rely on your expertise and diligence to rectify this unfortunate situation and help restore my creditworthiness. Thank you in advance for your prompt assistance in resolving this matter. I look forward to your timely response. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]