Vermont Complaint by Consumer against Wrongful User of Credit Information

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Multi-State
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US-01453BG
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Description

The Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. The purpose of the Act is to insure that consumer information obtained and used is done in such a way as to insure its confidentiality, accuracy, relevancy and proper utilization. Credit reporting bureaus are not permitted to disclose information to persons not having a legitimate use for this information. It is a federal crime to obtain or to furnish a credit report for an improper purpose.

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FAQ

Office of Consumer Affairs and Business Regulation 501 Boylston Street, Suite 5100 Boston, MA 02116 Consumer Hotline: (617) 973-8787 or (888) 283-3757 toll free (MA only) Use our Question / Complaint Form to submit inquiries online.

New York State Licensed Professional or Business Complaint Agency: New York State Department of State. Division: Consumer Assistance Hotline. Phone Number: (800) 697-1220. Business Hours: Monday - Friday: AM - PM.

File a complaint with your local consumer protection office. Notify the Better Business Bureau (BBB) in your area about your problem. The BBB tries to resolve complaints against companies.

File a complaint or report File a complaint with the Vermont Attorney General's Consumer Assistance Program (CAP). ... Report fraud, scams and bad business practices with the Federal Trade Commission (FTC). ... File a complaint with the Consumer Financial Protection Bureau (CFPB).

If you have a complaint about a business, you can contact the Better Business Bureau at 206-431-2222 and also the Consumer Protection division of the Washington State Attorney General's Office at 206-464-6684 or 1-800-551-4636 .

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Vermont Complaint by Consumer against Wrongful User of Credit Information