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A Warranty Deed contains a number of covenants (legally enforceable agreements) for the benefit of the grantee. The basic covenants contained in all Vermont warranty deed are as follows: seisin, right to convey, freedom from encumbrances and defense of title.
In Vermont, squatters can start an adverse possession process to claim legal ownership of the property they occupied after living there for 15 uninterrupted years. After this period, a squatter is no longer considered a criminal trespasser and faces no charges.
A warranty deed ensures a buyer that the property is owned by the seller and is able to be sold without any encumbrances. A deed of trust is used in certain states, and represents a buyer's guarantee with their lender to repay the property loan as scheduled.
A lady bird deed is a type of life estate deed that lets the owner maintain control of a property until their death, when the property automatically transfers to a beneficiary without going through probate.
Quitclaim Deed: A Quitclaim Deed transfers ownership from one person to another without any warranties or guarantees.
As of now, Vermont law does not permit the use of TOD deeds to transfer ownership of real estate. Instead, other estate planning tools, such as joint tenancy or a living trust, can be used to avoid probate for real estate.
Understanding Transfer on Death This applies to assets such as bank accounts, brokerage accounts, and securities. However, Vermont law does not currently allow real estate to be transferred via TOD deeds.