Vermont Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

Vermont workers' compensation insurance can help: Pay for medical care if an employee gets hurt or sick from their job. Replace most of their lost wages if they miss work due to an injury or illness from their job. Pay for funeral costs if they lose their life due to a work accident or work-related illness.

Workers' compensation insurance is mandatory for all Vermont employers. Most employers are aware of their coverage obligations and they know that it provides an injured worker with certain benefits.

Vermont employers need workers' compensation insurance if they have at least one employee. There are a few exceptions to this law, exempting: Companies with up to four corporate officers or limited liability company (LLC) members. A corporation if every corporate officer is excluded from coverage.

In addition, the following people are not required to be covered by workers' compensation insurance: A person whose employment is of a casual nature, and not for the purpose of the employers trade or business. A person engaged in amateur sports, even if an employer contributes to the support of such sports.

Vermont Workers' Comp Verification The state of Vermont provides a free online tool for verifying workers' compensation insurance coverage. Anyone can search by business name or FEIN. The results will only show the business name and policy number for employers who have coverage in the state being searched.

If your claim is approved, you will begin receiving weekly payments for temporary disability benefits. You will also be reimbursed for all medical bills and expenses. Vermont's workers' compensation laws put responsibilities on both employers and injured workers.

Employees of the Executive, Judicial, or Legislative branches of Vermont State Government are covered. Temporary employees and authorized volunteers are also eligible. Independent contractors and their employees hired by the State of Vermont for specific contracted services are not covered.

21 Days calculating in case of FORM 5 If an Employee's Notice of Injury and Claim for Compensation (Form 5) is filed by an injured worker, the employer/carrier shall investigate the claim immediately to determine whether any compensation is due within 21 days.

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Vermont Checklists - Worker's Compensation Claims