Dear [Defendant's Name], I hope this letter finds you well. I am writing to discuss the matter of unearned premiums in relation to your previous insurance policy with [Insurance Company's Name]. Our records indicate that you have not fulfilled your obligations to repay the unearned premiums, and we request your immediate attention to resolve this matter. In the state of Vermont, insurance companies are obligated by law to issue any necessary refunds for unearned premiums to policyholders who terminate their policies mid-term. Unearned premiums refer to the portion of the premium that has been paid in advance for the policy duration beyond the date of policy termination. According to our calculations, a total of $[Amount] in unearned premiums remains unpaid for your terminated insurance policy. As agreed upon when you signed the policy, the unearned premium is to be refunded to you promptly upon policy termination. However, to date, we have not received any payment from you in this regard. We understand that sometimes financial difficulties may arise, and we are open to discussing potential repayment options that are suitable for both parties. Therefore, we kindly request you to contact our customer service department at [Phone Number] at your earliest convenience to address this matter. Please note that if the unearned premiums remain unpaid for an extended period, we may take further legal action to recover the outstanding amount. We strongly encourage you to take immediate action to avoid any additional fees or penalties that may be associated with this process. In case you have any questions or require more information regarding the unearned premiums, please do not hesitate to contact our customer service department. We value your business and hope to resolve this matter amicably. Thank you for your prompt attention to this matter. We look forward to hearing from you soon. Sincerely, [Your Name] [Your Title] [Insurance Company's Name] [Insurance Company's Address] [City, State, ZIP] [Phone Number] [Email Address] Variations of Vermont Sample Letter to Defendant concerning Repayment of Unearned Premiums: 1. Vermont Sample Letter to Defendant concerning Repayment of Unearned Premiums — Overdue Notice: This letter is sent when the defendant has failed to repay the unearned premiums within the designated time period, reminding them of their outstanding debt and urging immediate payment. 2. Vermont Sample Letter to Defendant concerning Repayment of Unearned Premiums — Settlement Offer: This letter is sent when the defendant has indicated an interest in settling the unearned premiums, providing a proposed settlement amount and requesting their agreement to the offer. 3. Vermont Sample Letter to Defendant concerning Repayment of Unearned Premiums — Final Demand for Payment: This letter is sent as a last resort when all previous attempts to collect payment have failed, warning the defendant of the potential legal consequences if the unearned premiums are not repaid promptly.
Vermont Sample Letter to Defendant concerning Repayment of Unearned Premiums
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FAQ
Vermont's Statute of Limitations on Debt The State of Vermont has a six-to-eight-year statute of limitations on written contracts, while oral contracts and collection of debt on accounts each have a six year statute of limitations. Judgements carry an eight-year statute of limitations.
12 VSA § 501. § 5263, an action for the recovery of lands, or the possession thereof, shall not be maintained, unless commenced within 15 years after the cause of action first accrues to the plaintiff or those under whom he or she claims.
Unearned premiums may be subject to return if a client ends coverage before the term covered by the premium is complete. An unearned premium may be returned when an insured item is declared a total loss and coverage is no longer required, or when the insurance provider cancels the coverage.
Product liability can be a difficult field of law to understand, and Vermont has a statute of limitations of 3 years on such claims. Hiring an experienced product liability attorney is an important step in obtaining the fair compensation you deserve for your injuries.
An action brought on a promissory note signed in the presence of an attesting witness shall be commenced within 14 years after the cause of action accrues, and not after.
Under Vermont law prejudgment ?'interest is awarded as of right when the principal sum recovered is liquidated or capable of ready ascertainment and may be awarded in the court's discretion for other forms of damage.
Vermont's 6-year statute of limitations period applies to bribery, embezzlement, forgery, fraud, and felony tax charges. Most other felonies and misdemeanors carry a 3-year statute of limitations. Individual crimes may have their own statute of limitations period.
A person who maliciously threatens to accuse another of a crime or offense, or with an injury to his or her person or property, with intent to extort money or other pecuniary advantage, or with intent to compel the person so threatened to do an act against his or her will, shall be imprisoned not more than three years ...