Vermont Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374-0256 Re: Request for a Free Copy of Credit Report — Denial of Credit [Your Full Name] [Your Address] [City, State, ZIP Code] [Equifax Customer/Report Number, if available] Dear Equifax, I am writing to request a free copy of my credit report based on the denial of credit. According to the Fair Credit Reporting Act (FCRA), I am entitled to receive a copy of my credit report when my credit application has been denied. Therefore, as I am a resident of Vermont and have been denied credit, I kindly request that you provide me with a copy of my credit report that you have on file. Having been recently denied credit, I believe it is crucial to review the information being reported by Equifax to ensure its accuracy and address any potential errors or discrepancies. By law, as a consumer, I have the right to access this information to understand the factors that influenced the lender's decision and take necessary steps to improve my creditworthiness in the future. To expedite this process, please find my relevant personal information below: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Current Address: [Your Complete Address] Previous Address (if applicable): [Your Complete Previous Address] I would like to request a complete copy of my credit report, including all the information and data that Equifax may have pertaining to my credit history. This includes credit accounts, inquiries, public records, and any other relevant information. Please provide the report within the time frame stipulated by the FCRA, which is generally 30 days upon receipt of this letter. If you require any additional information or documentation to process my request, please inform me promptly. I can be reached at [Your Phone Number] or via email at [Your Email Address] during regular business hours. I appreciate your prompt attention to this matter so that I may be better informed of the factors impacting my creditworthiness. Thank you for your assistance in resolving this matter and providing me with the requested credit report. Sincerely, [Your Full Name]

Subject: Request for a Free Copy of Credit Report — Denial of Credit [Your Name] [Your Address] [City, State, ZIP Code] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374-0256 Re: Request for a Free Copy of Credit Report — Denial of Credit [Your Full Name] [Your Address] [City, State, ZIP Code] [Equifax Customer/Report Number, if available] Dear Equifax, I am writing to request a free copy of my credit report based on the denial of credit. According to the Fair Credit Reporting Act (FCRA), I am entitled to receive a copy of my credit report when my credit application has been denied. Therefore, as I am a resident of Vermont and have been denied credit, I kindly request that you provide me with a copy of my credit report that you have on file. Having been recently denied credit, I believe it is crucial to review the information being reported by Equifax to ensure its accuracy and address any potential errors or discrepancies. By law, as a consumer, I have the right to access this information to understand the factors that influenced the lender's decision and take necessary steps to improve my creditworthiness in the future. To expedite this process, please find my relevant personal information below: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your DOB] Current Address: [Your Complete Address] Previous Address (if applicable): [Your Complete Previous Address] I would like to request a complete copy of my credit report, including all the information and data that Equifax may have pertaining to my credit history. This includes credit accounts, inquiries, public records, and any other relevant information. Please provide the report within the time frame stipulated by the FCRA, which is generally 30 days upon receipt of this letter. If you require any additional information or documentation to process my request, please inform me promptly. I can be reached at [Your Phone Number] or via email at [Your Email Address] during regular business hours. I appreciate your prompt attention to this matter so that I may be better informed of the factors impacting my creditworthiness. Thank you for your assistance in resolving this matter and providing me with the requested credit report. Sincerely, [Your Full Name]