Vermont Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, Zip Code] [Date] Experian Consumer Assistance Center P.O. Box 2104 Allen, TX 75013 Subject: Request for Free Copy of Credit Report under the Fair Credit Reporting Act Dear Experian, I am writing to request a free copy of my credit report, as mandated by the Fair Credit Reporting Act (FCRA), based on the recent denial of credit I received. I recently applied for credit and was informed that my application was denied due to information found on my credit report. As a resident of Vermont and a consumer protected by the FCRA, I kindly request that you provide me with a free copy of my credit report to review the accuracy and completeness of the information contained within it. Under the FCRA, I have the right to request a copy of my credit report within 60 days of receiving a denial notice. Please find below the necessary information to process my request: Full Name: [Your Full Name] Social Security Number: [Your Social Security Number] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] I understand that Experian is one of the three major credit reporting agencies and was formerly known as TRY. Therefore, I direct this request to you in your capacity as Experian. If there are any fees associated with obtaining the credit report, please inform me in advance. However, if the denial of credit was based on information contained in the credit report you have on file for me, I am entitled to receive a copy of my credit report without any charge. Once I receive the credit report, I will carefully review the information and take necessary steps to rectify any inaccuracies or discrepancies. This information is crucial for my future financial endeavors, and I greatly appreciate your prompt attention to this matter. I look forward to receiving my credit report promptly. Please provide the report via mail to the address listed above. Thank you for your cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, Zip Code] [Date] Experian Consumer Assistance Center P.O. Box 2104 Allen, TX 75013 Subject: Request for Free Copy of Credit Report under the Fair Credit Reporting Act Dear Experian, I am writing to request a free copy of my credit report, as mandated by the Fair Credit Reporting Act (FCRA), based on the recent denial of credit I received. I recently applied for credit and was informed that my application was denied due to information found on my credit report. As a resident of Vermont and a consumer protected by the FCRA, I kindly request that you provide me with a free copy of my credit report to review the accuracy and completeness of the information contained within it. Under the FCRA, I have the right to request a copy of my credit report within 60 days of receiving a denial notice. Please find below the necessary information to process my request: Full Name: [Your Full Name] Social Security Number: [Your Social Security Number] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] I understand that Experian is one of the three major credit reporting agencies and was formerly known as TRY. Therefore, I direct this request to you in your capacity as Experian. If there are any fees associated with obtaining the credit report, please inform me in advance. However, if the denial of credit was based on information contained in the credit report you have on file for me, I am entitled to receive a copy of my credit report without any charge. Once I receive the credit report, I will carefully review the information and take necessary steps to rectify any inaccuracies or discrepancies. This information is crucial for my future financial endeavors, and I greatly appreciate your prompt attention to this matter. I look forward to receiving my credit report promptly. Please provide the report via mail to the address listed above. Thank you for your cooperation. Sincerely, [Your Name]