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Today, the signature card and account agreement house the W-9, proof of receipt of federal disclosures, state ownership and many of the legal issues of checks. It is an amazing document and varies some from state to state and financial institution to financial institution.
How do I get a bank signature card? Your driver's license. This is generally used for ID purposes, validating that you are who you say that you are. ... Your banking system's application. Each bank has its own application form that should be brought in for the bank signature card. ... Your banking information.
As far as the credit card companies are concerned, signing the back of the card means you agree to the terms of use when shopping with the card. The merchant can also use the signature to verify that it matches your signed receipt, but these days, most of us sign computer screens instead of paper slips.
Usually the account owner chooses a spouse, relative, business partner, or close friend as an authorized signer. To add an authorized signer to an account, both you and the individual will usually need to go the bank to fill out an application and provide proper identification.
A bank signature card is a record maintained by financial services institutions to verify a customer's signature. This document is signed by the account holder when an account is opened and by new account holders when they are added to the account.