Vermont Jury Instruction - 3.3 Life Expectancy Of Decedent
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FAQ
The life expectancy method is a way of calculating individual retirement account (IRA) distribution payments by dividing the balance or total value of a retirement account by the policyholder's anticipated length of life.
To calculate life expectancy, we use a tool called a life table, which shows, for each age, what the probability is that a person will die before his or her next birthday. There are two different types of life table: cohort and period.
The indicator of LE is calculated based on age-specific mortality rates by constructing tables of mortality (or survival), the method of construction of which has been known since the 18th century.
The life expectancy tables are in evidence. They show that for one of (name deceased)'s age at the time of his death, his life expectancy would have been (state expectancy) years.
E(x): the (remaining) life expectancy of persons alive at age x, computed as e(x) = T(x)/l(x). For example, at age 50, the life expectancy is e(50) = T(50)/l(50) = 2,370,099/89,867 = 26.4.