Vermont Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Loans and Lending - Credit Score
• State: Multi-State
• Control #: US-CREDIT-4
• Format: Word; Rich Text

Description

This is a multi-state form covering the subject matter of the title. [Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I recently applied for credit with [Creditor Name] and received a denial based on information in my credit report. As a Vermont resident, I am entitled to a free copy of my credit report under the Vermont Fair Credit Reporting Act (FCRA) Section 2480e. I kindly request that you provide me with a free copy of my credit report, as required by law. Additionally, I would appreciate if you could promptly investigate the information that led to the denial of credit and provide me with the name, address, and contact information of the credit reporting agency that provided this information to [Creditor Name]. Please be aware that according to the FCRA, I have the right to dispute any inaccurate or incomplete information in my credit report. Therefore, I also request that you provide me with instructions on how to initiate a dispute if any such inaccuracies or incompleteness are found. For your convenience, I have enclosed the following information to assist you in processing my request: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your DOB] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Attach any supporting documentation (if required). Please note that I am aware that you may request additional information to verify my identity in order to fulfill this request, as stated in the FCRA. Therefore, if further documentation is needed, kindly let me know by mail or email, whichever method you find appropriate. I look forward to receiving my credit report promptly, and appreciate your efforts in this matter. If there are any fees associated with this request, please inform me in advance. Thank you for your immediate attention to this matter. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Date] Trans Union P.O. Box 2000 Chester, PA 19016 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I recently applied for credit with [Creditor Name] and received a denial based on information in my credit report. As a Vermont resident, I am entitled to a free copy of my credit report under the Vermont Fair Credit Reporting Act (FCRA) Section 2480e. I kindly request that you provide me with a free copy of my credit report, as required by law. Additionally, I would appreciate if you could promptly investigate the information that led to the denial of credit and provide me with the name, address, and contact information of the credit reporting agency that provided this information to [Creditor Name]. Please be aware that according to the FCRA, I have the right to dispute any inaccurate or incomplete information in my credit report. Therefore, I also request that you provide me with instructions on how to initiate a dispute if any such inaccuracies or incompleteness are found. For your convenience, I have enclosed the following information to assist you in processing my request: 1. Full Name: [Your Full Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your DOB] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Attach any supporting documentation (if required). Please note that I am aware that you may request additional information to verify my identity in order to fulfill this request, as stated in the FCRA. Therefore, if further documentation is needed, kindly let me know by mail or email, whichever method you find appropriate. I look forward to receiving my credit report promptly, and appreciate your efforts in this matter. If there are any fees associated with this request, please inform me in advance. Thank you for your immediate attention to this matter. Sincerely, [Your Name]

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