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No, Vermont is not a no-fault insurance state. This means a driver that causes an accident is also responsible for paying for the damage.
In Vermont, if someone was injured or there's at least $3,000 worth of total property damage, you must submit a written report to the Commissioner of Motor Vehicles within 72 hours after the accident.
Vermont is an ?at-fault? state (also called a tort state). The person who is responsible for causing a car accident must pay the costs for other involved people's injuries and property damage.
The statute of limitations for personal injury cases, including automobile accidents, in Vermont is three years. This means that you must file any lawsuit within three years from the date of the accident.