Washington Chapter 13 Rights and Responsibilities are the guidelines set by the U.S. Bankruptcy Code and the Washington State Bankruptcy Court to help individuals filing for bankruptcy in Washington State. Chapter 13 is a type of bankruptcy that allows an individual to reorganize their debts and repay them over a 3-5 year period. The main types of Washington Chapter 13 Rights and Responsibilities are: 1. The right to keep all of your property, including your home and car, while you make payments on your debts. 2. The responsibility to complete a repayment plan that is accepted by the bankruptcy court. This plan must include all of your debts and will be reviewed by a bankruptcy trustee. 3. The right to a fresh start after the repayment plan is completed. Once the plan is finished, your debts will be discharged and any remaining balances will be written off. 4. The responsibility to file all necessary paperwork with the bankruptcy court in a timely manner. This includes the repayment plan, budget, and other forms required by the court. 5. The right to receive protection from creditors while the bankruptcy process is ongoing. Creditors cannot take any collection action against you during this time. 6. The responsibility to make payments on time and in full each month. If you fail to make payments as outlined in your repayment plan, the court may dismiss your bankruptcy case.