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Michigan workers' comp benefits are still available if you smoke weed. Cannabis dispensaries may need product liability insurance to operate in Michigan.Most business owners in Michigan need workers' compensation insurance. Learn the requirements and get free quotes with Insureon. Medical marijuana use is legal in many states, but employers still have questions about what workers' compensation will and won't cover. Looking for workers' compensation for your cannabis business? Kickstand Insurance has what you need! State law usually requires businesses to have workers' compensation insurance, and cannabis companies are no different. An equal number of states bar medical marijuana reimbursement in workers' compensation. If you have employees, you need cannabis workers' compensation insurance coverage.