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Washington Settling your injured worker's L&I claim: A new option for injured workers 50 and older

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Washington
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WA-SKU-3963
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Settling your injured worker's L&I claim: A new option for injured workers 50 and older

Washington Settling your injured worker's L&I claim: A new option for injured workers 50 and older is a program developed by the Washington State Department of Labor & Industries (L&I) to help injured workers who are 50 years of age or older receive a settlement for their claim. This program allows injured workers to receive a lump sum settlement for their claim, as opposed to the traditional method of receiving weekly benefits from L&I. The lump sum settlement is designed to provide the injured worker with a financial cushion while they are unable to work, as well as helping cover medical costs and other expenses associated with the injury. There are two types of settlements available: a lump sum settlement and a structured settlement, depending on the circumstances of the injured worker. The lump sum settlement is usually a one-time payment, while the structured settlement is an annuity-like payment that is paid out over a certain period of time. The amount of the settlement is determined based on the injured worker's age, the severity of the injury, and the amount of time the injured worker has been unable to work. Both types of settlements are designed to provide the injured worker with the financial resources they need to get back on their feet.

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FAQ

This 7.5% cost of living adjustment is a welcome and significant increase in benefits for injured workers. This yearly L&I COLA increase is determined by the yearly change in the Washington State average weekly wage (AWW).

In Washington State, the general rule is that an injured worker cannot sue their employer or a co-employee for an L&I job injury. Under Washington Industrial Insurance Act ? RCW Title 51, injured workers receive workers' compensation benefits in exchange for employer immunity against lawsuits.

Initial payment: At least 25% of the state's average monthly wage, but no more than 6 times the state's average monthly wage. Subsequent payments: At least 25% of the state's average monthly wage, but no more than 150% the state's average monthly wage.

Right to get medical care needed for treatment at no cost. Right to get time loss benefit payment if unable to work for more than 3 days. Right to turn down (decline) ?light duty? work offer unless approved by your doctor. Right to get a permanent partial disability payment if your injury is permanent.

Even now, a Tribune analysis found the violent crime rate on the L is more than twice what it was before COVID. Anecdotally, conditions on the trains have become unpleasant and unsanitary, especially on the 24-hour Red and Blue Lines, which unhoused people are increasingly turning to for shelter.

The term "el" can be short for "elevated railway" generically, but our system has used 'L' since the 1890s. This proper, official nickname extends to elevated, at-grade, and underground tracks, and is used on official CTA materials.

Why is The El called The El? The train, which takes riders from the Frankford Transportation Center to 69th Street, is elevated above the city except between 2nd and 40th streets, where it runs underneath Market Street. Because it's the elevated train, it's been called ?The El? for forever.

CTA's train system is known as the 'L' (a now-official name originally short for "elevated"). Trains serve over 140 stations located throughout the city and nearby suburbs, on elevated railways, in subways, or on the ground.

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Washington Settling your injured worker's L&I claim: A new option for injured workers 50 and older