Consumer reporting agencies, under 15 U.S.C.A. § 1681e, must require that prospective users of consumer reports:
identify themselves,
certify the purposes for which the information is sought, and
certify that the information will be used for no other purpose.
Washington Prospective User's Certification of Purposes For Which Consumer Reports Will Be Used is a document that outlines the specific purposes for which consumer reports will be utilized by potential users in the state of Washington. These certifications help ensure the responsible and appropriate use of consumer reports in accordance with applicable laws and regulations. This certification is designed to protect consumers' privacy and safeguard the information contained in consumer reports. The different types of Washington Prospective User's Certification of Purposes For Which Consumer Reports Will Be Used may include: 1. Employment Screening: This certification may be used by employers who are seeking to use consumer reports for pre-employment background checks and verification purposes. It ensures that the employer will use the consumer reports only for evaluating an applicant's suitability for employment-related purposes. 2. Tenant Screening: Landlords and property management companies may utilize this certification to certify that they will only use consumer reports for the purpose of screening potential tenants. It guarantees that the consumer reports procured will be utilized solely for evaluating the applicant's background for rental purposes. 3. Financial Services: Financial institutions and lenders may require this certification to affirm that they will use consumer reports solely for evaluating creditworthiness, determining eligibility for financial products, or assessing risk while adhering to relevant financial regulations. 4. Insurance Underwriting: Insurance companies may utilize this certification to affirm that they will use consumer reports solely for underwriting purposes, such as assessing risk and determining policy eligibility. 5. Professional Licensing: Regulatory bodies and licensing agencies may require this certification from professionals seeking licenses to ensure that consumer reports will be used solely for evaluating an individual's qualifications and character necessary for obtaining and maintaining a professional license. 6. Volunteer Screening: Organizations that work with volunteers may utilize this certification to certify that consumer reports will be used solely for screening potential volunteers and assessing their suitability for the specific volunteer position. In summary, Washington Prospective User's Certification of Purposes For Which Consumer Reports Will Be Used provides a clear and detailed description of the specific and lawful purposes for which consumer reports will be utilized, ensuring the protection of consumer privacy and promoting responsible usage of consumer information.
