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Washington Complaint and Summons for Balance Due on Credit Card Account

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Filing a Complaint or Petition

Any complaint or petition for relief in a court must be filed within the statutory time limit (Statute of Limitations). These statutes vary from state to state. These statutes also vary depending on what your cause of action is. For example, in many states, the statute of limitations regarding a cause of action for breach of contract is three years, while the cause of action for an intentional tort, like slander, is one year.


A complaint is a general statement of the plaintiffs claim. The complaint must describe the actions that led to the claim of a violation (i.e., violation of rights). The claim can be for money damages. It could also be a claim for equitable remedies like specific performance (e.g., court forcing a party to abide by a contract) or an injunction (e.g., stopping a person from doing something). The complaint must establish jurisdiction of the court in which it is filed. For example, if the complain is filed in federal court, it must show diversity of citizenship or that a federal statutory or constitutional question is involved.


Service of Process

This generally involves attaching a copy of the complaint to a summons which is served on the defendant. The summons explains to the defendant what is going on and certain rights that that the defendant has. The summons explains:

o That the defendant is being sued;

o The name of the Court in which he is being sued;

o When he must file an answer; and

o The fact that a default judgment will be entered if no answer is filed.
The summons (or process) is delivered by an office of the court. In many state courts, this can be a deputy sheriff or a professional process server. Deputy Marshals or process servers are used in federal court. Constables are used in justice court of some states. In exceptional circumstances, when the defendant can not be found, service may be made by publication in a newspaper.


The summons must normally be served on the individual defendant. Some states allow service on a member of defendants household if the defendant is not available. A plaintiff must serve a corporate defendant by serving the registered agent or an appropriate officer of the corporation.

Washington Complaint and Summons for Balance Due on Credit Card Account is a legal document that is filed by creditors to initiate legal proceedings against a debtor for unpaid credit card debt. This document outlines the specific details of the debt, the parties involved, and the legal claims being made. In Washington, there are usually two types of Complaint and Summons for Balance Due on Credit Card Account: 1. Original Complaint and Summons for Balance Due on Credit Card Account: This is the initial legal document filed by the creditor against the debtor. It includes information such as the creditor's name and contact details, the debtor's name and contact details, the account number, the outstanding balance, the date the debt was incurred, and any applicable interest rates or late fees. It also specifies the legal claims being made by the creditor. 2. Amended Complaint and Summons for Balance Due on Credit Card Account: If there are any modifications or additional information to be included in the original complaint, creditors may file an amended complaint and summons. This document updates the original complaint with any newly discovered information or changes to the balances, fees, or legal claims. The purpose of the Washington Complaint and Summons for Balance Due on Credit Card Account is to provide a formal legal notice to the debtor regarding the outstanding debt and the intent to pursue legal action if the debt remains unpaid. It notifies the debtor of the opportunity to respond to the complaint and defend against the claims made by the creditor. Keywords: Washington, Complaint and Summons, Balance Due, Credit Card Account, legal document, creditor, debtor, unpaid credit card debt, outstanding balance, account number, interest rates, late fees, original complaint, amended complaint, legal claims, formal legal notice.

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How to fill out Washington Complaint And Summons For Balance Due On Credit Card Account?

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FAQ

Your answer should include a response to each of the claims made by the creditor. For each claim, you can make an admission, denial, or state that you don't have enough information to say whether the claim is true. You can also give an affirmative defense, stating why you should not be sued.

If you can't pay credit card debt after several months, you may find your credit card canceled due to nonpayment, and the creditor may send your account to a collection agency. You may face additional fees and receive repeated phone calls and other attempts at contact by the collections agency.

Yes, credit card companies can sue you for non-payment. ing to the Consumer Financial Protection Bureau (CFPB), credit card companies sue their customers about 12% of the time. On average, credit card companies sue to recover balances over $2,700.

Follow these three steps to respond to a Complaint and Summons in Washington and avoid a default judgment: Answer each issue listed in the Complaint. Assert affirmative defenses. File the Answer with the court, and serve the plaintiff.

However, they may file a lawsuit against you to collect the debt, and if the court orders you to appear or to provide certain information but you don't comply, a judge may issue a warrant for your arrest. In some cases, a judge may also issue a warrant if you don't comply with a court-ordered installment plan.

You may lose the ability to dispute the debt, if you believe you don't owe it or that the amount is wrong, and depending on your situation and your state's laws, the creditor may be able to: Garnish your wages. Place a lien against your property. Move to freeze funds in your bank account.

In Washington, the statute of limitations on debt collection lawsuits is six years after the date of default or last payment on the debt account. When six years have passed, debt collectors can still attempt to collect these debts, but they cannot file a collection lawsuit.

The filing of the Summons signifies that the credit card company (or its assignee) has elected to sue the account holder to recover for the debt owed on the credit card account.

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Summary: This guide will show you how to respond to a debt collection lawsuit in Washington. You must file your Answer within 20 days of receiving the Summons ... Do not guess! If you do not know if the account number listed is your credit card number or if the amount Plaintiff says you owe is correct, deny the.Fill it out online. If you do not want to fill out the forms by hand, use this free program that asks questions and uses your answers to complete your forms. Disclaimer: This manual is intended to assist an individual wishing to file a civil action without an attorney (Pro Se) in the United States District Court,. In order to defend against this lawsuit, you must respond to the complaint by stating your defense in writing, and by serving a copy upon the person signing ... Use this form if you are requesting that the Court waive the $400.00 filing fee. • Complaint. • Civil Cover Sheet. • Summons. • Registration Form to sign up for ... If you are sued for debt, the debt collector may seek interest and attorneys' fees. Call Richard D. Granvold to talk to a Federal Way, WA bankruptcy lawyer. The guide will tell you how to fill out the form and what to do with it once you have completed it. Other Helpful Resources on the Internet: Washington State ... Carter did not submit an affidavit denying that she made payments on the credit card account. Id. Carter did not submit an affidavit explaining that the amount ... Jun 17, 2022 — The Consumer Credit Fairness Act requires the complaint to contain certain specific details about the debt, as well as a copy of the contract ...

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Washington Complaint and Summons for Balance Due on Credit Card Account