Wisconsin Letter to Creditors Notifying Them of Identity Theft of Minor
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How to fill out Letter To Creditors Notifying Them Of Identity Theft Of Minor?
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FAQ
Contact your bank or creditor Any collection of the fraudulent debt should be put on hold while the matter is looked at. You are not usually liable for money taken out in your name through identity fraud.
You may receive a debt collection letter, to which you can respond by notifying the debt collector of the identity theft and providing it with proof of the theft, such as your Identity Theft Report. You should also contact the business that reported the debt to the collection agency and tell it to stop.
If you've been the victim of identity theft, you can take steps to reclaim your good name and restore your credit. To make certain that you do not become responsible for any debts incurred in your name by an identity thief, you must prove that you didn't create the debt.
Accounts opened in your name and without your permission. Your liability for fraudulent purchases made with your credit card is up to $50, if you tell the credit card company about the fraudulent charges within 60 days of when the company sends you the statement showing the fraudulent charges.
The good news is that most credit card companies have ?zero liability? protection for fraud ? as long as you report the incident quickly and file an official report with the FTC. (Be sure to check your credit card issuer's fraud policy.)
Violation of this law is a class H felony including up to 6 years in jail and a $10,000 fine.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
The Wisconsin Bureau of Consumer Protection assists and educates Wisconsin consumers who may be the victims of identity theft or fraud.
