A Wisconsin Suggestion for Writ of Garnishment is a legal document designed to help creditors collect outstanding debts owed to them by obtaining a court order to collect money from a debtor's wages, bank accounts, or other assets. It is an important tool for enforcing a judgment. In Wisconsin, there are two types of garnishment: earnings garnishment and non-earnings garnishment. 1. Earnings Garnishment: This type of garnishment allows a creditor to collect a portion of the debtor's wages or salary directly from their employer. This can be done on a regular basis until the debt is fully satisfied. The amount that can be garnished from the debtor's earnings is determined based on a formula outlined by Wisconsin law. To initiate an earnings garnishment, the creditor must file a Wisconsin Suggestion for Writ of Garnishment with the court. The document should include specific information about the debtor, the creditor, the amount owed, and any relevant court orders or judgments. The creditor must also provide a notice to the debtor, informing them about the garnishment and their rights to challenge or object to it. 2. Non-Earnings Garnishment: Non-earnings garnishment allows a creditor to collect money from the debtor's bank accounts, rental income, or other assets. This type of garnishment is suitable when the debtor doesn't have a regular source of income or when the earnings garnishment is insufficient to cover the debt. To initiate a non-earnings garnishment, the creditor must file a Wisconsin Suggestion for Writ of Garnishment in the appropriate court. This document will outline the specific assets or accounts that the creditor intends to garnish, along with relevant details about the debt and any prior court orders or judgments. It is important to note that Wisconsin law provides certain exemptions for property and income, which means that not all assets or wages can be garnished. These exemptions are intended to protect a debtor's necessities and ensure they can maintain a reasonable standard of living. Both types of garnishment require strict adherence to the legal process, including proper notifications and instructions for the debtor. A Wisconsin Suggestion for Writ of Garnishment should be prepared with care, ensuring that all necessary information is included and that it complies with the relevant laws and regulations in the state.