Wisconsin Sample Letter for Disputed Balance Notice

• Category: Letters - Nonlegal - Customers
• State: Multi-State
• Control #: US-0159LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Debtor's Name] [Debtor's Address] [City, State, ZIP Code] Subject: Disputed Balance Notice — [Account Number] Dear [Debtor's Name], I hope this letter finds you well. I am writing to address a dispute regarding the outstanding balance on my [account/loan/credit card], associated with the [creditor/company]'s records. I am in disagreement with the amount claimed to be owed and would like to formally notify you of my dispute. Furthermore, I have carefully reviewed the statements and records reflecting the transaction history of my account. Upon thorough examination, I have identified several discrepancies that need clarification. Enclosed with this letter, please find copies of the supporting documents highlighting the disputed charges. Disputed balance: $[Disputed Amount] I believe the following charges are erroneous or unjust: 1. [Charge/Transaction Description]: — Amount: $[Disputed Amount— - Date of Transaction: [Date] — Relevant Supporting Document(s): [Attach copies of any relevant documents] 2. [Charge/Transaction Description]: — Amount: $[Disputed Amount] — Date of Transaction: [Date— - Relevant Supporting Document(s): [Attach copies of any relevant documents] I kindly request that you investigate these disputed charges promptly and rectify any errors found. As per the Fair Debt Collection Practices Act (FD CPA), I would like to request the following: 1. Provision of a detailed breakdown of the account, clearly explaining each charge, including interest and fees. 2. Investigation and verification of the disputed charges in accordance with the Fair Credit Reporting Act (FCRA). 3. Suspension of any further collection activities until this dispute is fully resolved. 4. Provision of all relevant documents and evidence supporting the claimed balance. Please be aware that I am exercising my rights under the FD CPA and FCRA to ensure the accuracy and fairness of the information pertaining to my account. I expect a timely response from you within [30 days — adjust as necessary according to the specific timeframe outlined in relevant laws or regulations] confirming receipt of this letter and outlining the actions undertaken to investigate and resolve this dispute. In case you require further documentation or information regarding this dispute, please contact me directly at the provided contact details. All communication should be in writing to maintain a clear record of our correspondence. Please note that should this dispute continue unresolved, I will not hesitate to explore further legal remedies available to me to protect my consumer rights. Thank you for your prompt attention to this matter, and I sincerely hope that we can resolve this dispute amicably. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Debtor's Name] [Debtor's Address] [City, State, ZIP Code] Subject: Disputed Balance Notice — [Account Number] Dear [Debtor's Name], I hope this letter finds you well. I am writing to address a dispute regarding the outstanding balance on my [account/loan/credit card], associated with the [creditor/company]'s records. I am in disagreement with the amount claimed to be owed and would like to formally notify you of my dispute. Furthermore, I have carefully reviewed the statements and records reflecting the transaction history of my account. Upon thorough examination, I have identified several discrepancies that need clarification. Enclosed with this letter, please find copies of the supporting documents highlighting the disputed charges. Disputed balance: $[Disputed Amount] I believe the following charges are erroneous or unjust: 1. [Charge/Transaction Description]: — Amount: $[Disputed Amount— - Date of Transaction: [Date] — Relevant Supporting Document(s): [Attach copies of any relevant documents] 2. [Charge/Transaction Description]: — Amount: $[Disputed Amount] — Date of Transaction: [Date— - Relevant Supporting Document(s): [Attach copies of any relevant documents] I kindly request that you investigate these disputed charges promptly and rectify any errors found. As per the Fair Debt Collection Practices Act (FD CPA), I would like to request the following: 1. Provision of a detailed breakdown of the account, clearly explaining each charge, including interest and fees. 2. Investigation and verification of the disputed charges in accordance with the Fair Credit Reporting Act (FCRA). 3. Suspension of any further collection activities until this dispute is fully resolved. 4. Provision of all relevant documents and evidence supporting the claimed balance. Please be aware that I am exercising my rights under the FD CPA and FCRA to ensure the accuracy and fairness of the information pertaining to my account. I expect a timely response from you within [30 days — adjust as necessary according to the specific timeframe outlined in relevant laws or regulations] confirming receipt of this letter and outlining the actions undertaken to investigate and resolve this dispute. In case you require further documentation or information regarding this dispute, please contact me directly at the provided contact details. All communication should be in writing to maintain a clear record of our correspondence. Please note that should this dispute continue unresolved, I will not hesitate to explore further legal remedies available to me to protect my consumer rights. Thank you for your prompt attention to this matter, and I sincerely hope that we can resolve this dispute amicably. Sincerely, [Your Name]