Wisconsin Sample Letter for Erroneous Information on Credit Report

• Category: Letters - Nonlegal - Credit
• State: Multi-State
• Control #: US-0162LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Wisconsin Sample Letter for Correcting Erroneous Information on Your Credit Report Dear [Credit Bureau], I am writing to dispute the accuracy of the information contained in my credit report, specifically regarding the state of Wisconsin. Upon reviewing my report, I have identified various inaccuracies that need immediate attention and correction. 1. Incorrect Personal Information: — Name: My legal name is [Your Full Name], but the credit report incorrectly lists it as [Incorrect Name]. — Social Security Number (SSN): The credit report shows an incorrect SSN of [Incorrect SSN]. My correct SSN is [Correct SSN]. — Date of Birth: The report inaccurately states my date of birth as [Incorrect Birthdate], whereas my correct date of birth is [Correct Birthdate]. 2. Erroneous Account Information: — Account [Account Name/Number]: According to my records, this account was closed on [Closure Date]. However, the credit report mentions that it is still open and in poor standing. I request an immediate review and correction of this information. 3. Inaccurate Public Record Information: — Civil Judgment: The credit report incorrectly includes a civil judgment against me, stating that I owe [Incorrect Amount] for [Reason]. This information is erroneous, and I hereby request removal of this entry from my credit report. 4. Outdated or Incomplete Information: — Payment History: The credit report seems to be missing crucial payment information, such as recent timely payments on [Account Name/Number]. Please ensure that all payment records are accurately reflected. I kindly request that you investigate these inaccuracies promptly and undertake the necessary measures to rectify them within the timeframe of 30 days, as mandated by the Fair Credit Reporting Act (FCRA). Furthermore, as per the FCRA, I expect to receive a written update on the status of this investigation within five business days of your receipt of this letter. Enclosed with this letter are copies of my identification documents, including [list of supporting documents], which I believe will confirm my true personal information and help expedite the process. Please provide me with a free copy of my updated credit report after the necessary adjustments have been made. Also, ensure that the corrected information is promptly shared with all companies and institutions that have accessed my credit report within the last six months. Your assistance in resolving these matters is greatly appreciated. Please address all correspondence regarding this dispute to: [Your Full Name] [Your Address] [City, State, ZIP Code] Thank you for your immediate attention to this matter. I look forward to receiving a positive resolution. Sincerely, [Your Full Name] [Your Social Security Number] [Date]

Subject: Wisconsin Sample Letter for Correcting Erroneous Information on Your Credit Report Dear [Credit Bureau], I am writing to dispute the accuracy of the information contained in my credit report, specifically regarding the state of Wisconsin. Upon reviewing my report, I have identified various inaccuracies that need immediate attention and correction. 1. Incorrect Personal Information: — Name: My legal name is [Your Full Name], but the credit report incorrectly lists it as [Incorrect Name]. — Social Security Number (SSN): The credit report shows an incorrect SSN of [Incorrect SSN]. My correct SSN is [Correct SSN]. — Date of Birth: The report inaccurately states my date of birth as [Incorrect Birthdate], whereas my correct date of birth is [Correct Birthdate]. 2. Erroneous Account Information: — Account [Account Name/Number]: According to my records, this account was closed on [Closure Date]. However, the credit report mentions that it is still open and in poor standing. I request an immediate review and correction of this information. 3. Inaccurate Public Record Information: — Civil Judgment: The credit report incorrectly includes a civil judgment against me, stating that I owe [Incorrect Amount] for [Reason]. This information is erroneous, and I hereby request removal of this entry from my credit report. 4. Outdated or Incomplete Information: — Payment History: The credit report seems to be missing crucial payment information, such as recent timely payments on [Account Name/Number]. Please ensure that all payment records are accurately reflected. I kindly request that you investigate these inaccuracies promptly and undertake the necessary measures to rectify them within the timeframe of 30 days, as mandated by the Fair Credit Reporting Act (FCRA). Furthermore, as per the FCRA, I expect to receive a written update on the status of this investigation within five business days of your receipt of this letter. Enclosed with this letter are copies of my identification documents, including [list of supporting documents], which I believe will confirm my true personal information and help expedite the process. Please provide me with a free copy of my updated credit report after the necessary adjustments have been made. Also, ensure that the corrected information is promptly shared with all companies and institutions that have accessed my credit report within the last six months. Your assistance in resolving these matters is greatly appreciated. Please address all correspondence regarding this dispute to: [Your Full Name] [Your Address] [City, State, ZIP Code] Thank you for your immediate attention to this matter. I look forward to receiving a positive resolution. Sincerely, [Your Full Name] [Your Social Security Number] [Date]