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Key Elements to Include in the Letter. A bankruptcy letter should be clear and concise and provide all the necessary information. It should include the name and contact information of the debtor, the date of the filing, the court where the bankruptcy was filed, the case number, and the type of bankruptcy filed.
You can dispute a bankruptcy on your credit report for free online, by phone or via letter. If you need help with the dispute process, you could hire a credit repair company to handle the dispute with you. Pricing may vary depending on the company you decide to partner with.
A Notice of Bankruptcy informs you that you or your company may be owed money by a company that just filed bankruptcy (a debtor). Since you've been given notice, you're now expected to comply with the deadlines and restrictions imposed in bankruptcy.
To object to the debtor's discharge, a creditor must file a complaint in the bankruptcy court before the deadline set out in the notice. Filing a complaint starts a lawsuit referred to in bankruptcy as an "adversary proceeding."
A letter of explanation is a brief document you can use to explain something, like a previous bankruptcy, in your financial or employment history that might give an underwriter pause about your ability to repay a loan.