Wisconsin Plan of Reorganization
Description
How to fill out Plan Of Reorganization?
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FAQ
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
The debtor submits the petition, affidavit and repayment plan to the court in the county in which he or she lives and the court will issue a protective order preventing interest from accruing on the debts, wage garnishment or asset attachments by creditors and utility shut-offs.
What does it cost to file for bankruptcy in Wisconsin? Filing for Chapter 7 bankruptcy in 2023 is $335; Chapter 13 costs $310. These fees, the United States Courts, are typically filed with a clerk of court and are the same for individuals and married couples.
Wisconsin Chapter 128 is a program under Wisconsin state statutes that allows an individual residing in Wisconsin to consolidate their unsecured debts (i.e. credit cards, medical bill, utility bills, payday loans) into one monthly payment over a period of 36 months.
It is open to any resident of the State of Wisconsin. WHAT DOES IT COST? The filing fee is $31.50 in most counties (slightly higher in Milwaukee County). There will also be attorney's fees which are set by the attorney, not the trustee.
People often ask if a Chapter 128 is the same as a bankruptcy - it is NOT. In fact, it's not a form of bankruptcy or in any way related to a bankruptcy. It can't be reported to your credit as a bankruptcy, both during the pendency of the case or after you've successfully made all the payments.
Chapter 128 of the Wisconsin Statutes was enacted in 1937 and allows qualifying individuals to avoid filing for bankruptcy by paying off debts through a deliberate and scheduled repayment plan that is administered by a court-appointed trustee.