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West Virginia Protecting Minors from Identity Theft Package

State:
West Virginia
Control #:
WV-P082-PKG
Format:
PDF; 
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary for minors or minors' parents to effectively deal with creditors and government agencies after the minor's identification is lost or stolen. This package is designed to clear a minor's name, and reduce a minor's or the minor's parent's time and expense in dealing with identity thieves. The forms in this package are essential to assist in remedying and protecting a minor's credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of a minor's identification. The documents in this package include the following:



1) Federal Trade Commission Affidavit Regarding Identity Theft;

2) Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor;

3) Letter to Creditors Notifying Them of Identity Theft of Minor;

4) Letter to Creditors Notifying Them of Identity Theft of Minor for New Accounts;

5) Letter Notifying Law Enforcement of Identity Theft of Minor;

6) Letter Notifying Postal Authorities of Identity Theft of Minor;

7) Letter Notifying Social Security Administration of Identity Theft of Minor;

8) Letter Notifying Other Entities of Identity Theft of Minor;

9) Identity Theft Contact Table;

10) Identity Theft Checklist for Minors;

11) Guide for Protecting Minors from Identity Theft;

12) Letter of Request for Credit Report of Minor; and

13) Letter to Report False Submission of Information.

Purchase this package and save up to 40% over purchasing the forms separately!

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FAQ

Highlights: Check your child's credit reports. Consider a free security freeze. Consider a credit monitoring product. Keep your child's documents in a safe place. Don't share your child's personal information unless it's absolutely necessary.

Child identity theft occurs when someone uses a child's Social Security number to commit fraud. That might include opening credit accounts, taking out loans or applying for government benefits or a job. The crime can go undetected for years.Victims of child identity theft often discover it when they're older.

Parents and legal guardians have unfettered access to their children's personal information. In many cases, a parent, a close relative, or a legal guardian might use the child's Social Security number to commandeer their identity (and clean credit history).

First, you need to check with the Social Security Administration once a year to make sure no one is using your child's SSN. Secondly, you need to check your child's credit report (free Equifax -1-800-525-6285; Experian-1-888-397-3742; TransUnion-1-800-680-7289.)

Child identity theft occurs when a child's identity is compromised by fraudsters. And just like normal identity theft, once a fraudster gets their hands on a piece of personal information, the damage they can do can take years to recover from.

Self Lock helps protect you from employment-related identity fraud. Self Lock is the unique feature that lets you protect your identity in E-Verify and Self Check by placing a "lock" on your Social Security number (SSN). This helps prevent anyone else from using your SSN to try to get a job with an E-Verify employer.

Gather the needed documents. The three major credit bureaus (Experian, Equifax and TransUnion) have slightly different requirements. Print out child freeze request forms. 3. Mail the request and document copies. Wait for confirmation, then store it securely.

Next, you should start by contacting your local police department. Hand your credit reports to the police and attach them to any statements.If you know the identity of the fraudster or a creditor needs a police report, then you must report the incident to the police.

No, you cannot stop someone from claiming a dependent.

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West Virginia Protecting Minors from Identity Theft Package