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A default judgment means that the court has decided that you owe money. This a result of the person suing you in small claims court and you failed to appear at the hearing.
INFORMATION SHEET: AFFIDAVIT FOR DEFAULT JUDGMENT. Page 1. INFORMATION SHEET: AFFIDAVIT FOR DEFAULT JUDGMENT. This is a brief explanation of the process of obtaining a judgment in magistrate court when the defendant has not answered or appeared, which is called a default judgment.
A default judgment occurs when the defendant in a legal case fails to respond to a court summons or does not appear in court. If this occurs, a court may rule in favor of the plaintiff by default.
Default judgments happen when you don't respond to a lawsuit often from a debt collector and a judge resolves the case without hearing your side.Next up could be wage garnishment or a bank account levy, which allows a creditor to remove money from your bank accounts to repay the debt.