A West Virginia Chapter 13 Motion for Moratorium is a filing that is made by a debtor in a Chapter 13 bankruptcy case. It is used to request an automatic stay (or moratorium) from the bankruptcy court, which prevents creditors from taking any action to collect on the debt or to seize the debtor’s property. There are two types of West Virginia Chapter 13 Motion for Moratorium: the Motion for a Moratorium on Foreclosures and the Motion for a Moratorium on Collection of Secured Debts. The Motion for a Moratorium on Foreclosures requests an automatic stay from the court to prevent a creditor from foreclosing on the debtor’s home. The Motion for a Moratorium on Collection of Secured Debts requests an automatic stay from the court to prevent a creditor from collecting on a secured debt, such as a car loan or a mortgage. If the motion is granted, the court will issue an order which prevents creditors from taking any action to collect on the debt or to seize the debtor’s property until the Chapter 13 bankruptcy case is completed.
West Virginia Chapter 13 Motion for Moratorium
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