West Virginia Dealers Liability Insurance Certificate is a document issued by an insurance company to a dealer that provides proof of financial responsibility for their business. The certificate is required to obtain a West Virginia Dealer License. It provides the assurance that the dealer has the financial resources to pay for any damages they may cause in the event of an accident. The certificate is typically issued to automobile dealers, RV dealers, motorcycle dealers, and boat dealers. There are two types of West Virginia Dealers Liability Insurance Certificates: Bodily Injury/Property Damage and Garage Keepers Liability. The Bodily Injury/Property Damage policy provides coverage for injuries and damages that occur from the use of vehicles owned by the dealer. The Garage Keepers Liability policy provides coverage for damages to vehicles while they are stored, serviced, or repaired at the dealer’s premises.