West Virginia Credit Service Organization Surety Bond (also referred to as a West Virginia Credit Service Surety Bond) is a type of surety bond that is required for any individual or business that wants to act as a Credit Service Organization in the state of West Virginia. This bond guarantees that the Credit Service Organization will comply with all applicable state statutes and regulations, including the West Virginia Credit Service Business Act. The bond amount varies depending on the type of Credit Service Organization and the amount of credit extended. There are two types of West Virginia Credit Service Organization Surety Bonds: a $25,000 bond for a Credit Service Organization that extends credit to an individual consumer in an amount of $2,500 or more, and a $50,000 bond for a Credit Service Organization that extends credit to an individual consumer in an amount of more than $2,500.