West Virginia Civil Complaint — Commercial Creditor/Contract Action is a type of legal document used in West Virginia to initiate a civil lawsuit against a commercial creditor for breach of contract. This document is filed in a West Virginia court to initiate a legal action against a commercial creditor who has not fulfilled its contractual obligations. The document typically includes the names of the parties involved in the breach of contract, the specific terms of the contract, and the damages incurred as a result of the breach. There are two main types of West Virginia Civil Complaint — Commercial Creditor/Contract Action: Collection Action and Breach of Contract Action. In a Collection Action, a creditor is suing a debtor for an unpaid debt. In a Breach of Contract Action, a creditor is suing a debtor for breach of a contractual agreement. Both types of West Virginia Civil Complaint — Commercial Creditor/Contract Action require the creditor to prove that the debtor has failed to fulfill their contractual obligations.