West Virginia Sample Letter for Traffic Accident - Refusal to Pay Requested Damages

• Category: Letters - Legal - Accidents
• State: Multi-State
• Control #: US-0352LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. West Virginia Sample Letter for Traffic Accident — Refusal to Pay Requested Damages: [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Insurance Company Name] [Claims Department] [Address] [City, State, ZIP] Subject: Refusal to Pay Requested Damages — [Policy Number] Dear [Insurance Company Name], I am writing this letter as a formal response to your denial of my request for damages resulting from a recent traffic accident that occurred on [Date of the accident]. I regret to inform you that I strongly disagree with your decision to refuse payment based on the details provided in the claim. First and foremost, I want to emphasize that I have been a loyal and responsible policyholder of [Insurance Company Name] for several years. This is the first time I have ever encountered such issues with your company's claims process. Unfortunately, I have found it necessary to resort to this written correspondence in order to address the refusal of payment for the damages sustained. On the aforementioned date, I was involved in a severe collision while driving on [Road/Highway]. The accident was a result of the negligence of your policyholder, [Other Driver's Name], who, according to the police report, violated multiple traffic regulations. Their reckless driving caused immense damage to my vehicle and resulted in severe physical injuries to myself. I immediately reported the accident to your company and provided all the necessary documentation, including photographs of the damaged vehicle, medical reports, and witness statements. Based on the information I supplied, it is evident that your policyholder is at fault, and I am entitled to compensation for the incurred damages as dictated by my insurance agreement. Furthermore, I have also obtained independent evaluations from reputable automotive experts and medical professionals, clearly linking the accident to the injuries and the financial losses I have suffered. These detailed reports and estimates have been included with this letter to support my claim. Having diligently assessed the circumstances, I urge you to reconsider your decision and honor your obligation to provide coverage for the damages caused by your policyholder. I expect a prompt response within [number of days] days from the receipt of this letter, acknowledging your willingness to re-evaluate my claim and providing a detailed explanation for your initial decision. Failure to provide a satisfactory resolution within the specified timeframe will leave me with no choice but to pursue alternative means to seek the rightful compensation for the damages incurred, which may include taking legal action against your company. I trust that we can resolve this matter amicably and maintain the positive business relationship we have shared thus far. I look forward to a positive response from your esteemed organization. Please contact me at [Phone Number] or [Email Address] to discuss any further details if needed. Thank you for your immediate attention to this sensitive matter. Sincerely, [Your Name]

West Virginia Sample Letter for Traffic Accident — Refusal to Pay Requested Damages: [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Insurance Company Name] [Claims Department] [Address] [City, State, ZIP] Subject: Refusal to Pay Requested Damages — [Policy Number] Dear [Insurance Company Name], I am writing this letter as a formal response to your denial of my request for damages resulting from a recent traffic accident that occurred on [Date of the accident]. I regret to inform you that I strongly disagree with your decision to refuse payment based on the details provided in the claim. First and foremost, I want to emphasize that I have been a loyal and responsible policyholder of [Insurance Company Name] for several years. This is the first time I have ever encountered such issues with your company's claims process. Unfortunately, I have found it necessary to resort to this written correspondence in order to address the refusal of payment for the damages sustained. On the aforementioned date, I was involved in a severe collision while driving on [Road/Highway]. The accident was a result of the negligence of your policyholder, [Other Driver's Name], who, according to the police report, violated multiple traffic regulations. Their reckless driving caused immense damage to my vehicle and resulted in severe physical injuries to myself. I immediately reported the accident to your company and provided all the necessary documentation, including photographs of the damaged vehicle, medical reports, and witness statements. Based on the information I supplied, it is evident that your policyholder is at fault, and I am entitled to compensation for the incurred damages as dictated by my insurance agreement. Furthermore, I have also obtained independent evaluations from reputable automotive experts and medical professionals, clearly linking the accident to the injuries and the financial losses I have suffered. These detailed reports and estimates have been included with this letter to support my claim. Having diligently assessed the circumstances, I urge you to reconsider your decision and honor your obligation to provide coverage for the damages caused by your policyholder. I expect a prompt response within [number of days] days from the receipt of this letter, acknowledging your willingness to re-evaluate my claim and providing a detailed explanation for your initial decision. Failure to provide a satisfactory resolution within the specified timeframe will leave me with no choice but to pursue alternative means to seek the rightful compensation for the damages incurred, which may include taking legal action against your company. I trust that we can resolve this matter amicably and maintain the positive business relationship we have shared thus far. I look forward to a positive response from your esteemed organization. Please contact me at [Phone Number] or [Email Address] to discuss any further details if needed. Thank you for your immediate attention to this sensitive matter. Sincerely, [Your Name]