West Virginia Sample Letter to Foreclosure Attorney - Fair Debt Collection - Failure to Provide Notice

• Category: Letters - Legal - Foreclosures
• State: Multi-State
• Control #: US-0510LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Urgent: Fair Debt Collection Violation — Failure to ProvidNoticeic— - Seeking Legal Assistance [Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm's Name] [Address] [City, State, Zip] Regarding: [Loan/Account Number] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to you as a matter of urgency regarding a fair debt collection violation involving my mortgage/loan, specifically the failure to provide proper notice as required by the Fair Debt Collection Practices Act (FD CPA) and the laws of West Virginia. As a diligent borrower, I have always made timely mortgage/loan payments; however, I was recently shocked to discover that my property is facing foreclosure proceedings without any prior written notice from your office or any other party involved. This failure to provide notice is a clear violation of my rights as a borrower, protected under federal and state laws. Under the FD CPA, creditors are obligated to provide borrowers with written notice of their intent to initiate foreclosure proceedings. This notice should include detailed information regarding the amount owed, the nature of the default, and a clear timeframe for resolving the issue. By failing to provide such notice, your firm not only violates the FD CPA's provisions but also disregards West Virginia's specific regulations governing foreclosure actions. I kindly request your immediate attention to rectify this situation and provide the necessary notice regarding the potential foreclosure. Furthermore, please provide a detailed explanation for this failure, including any relevant documents, records, or correspondence related to my mortgage/loan file. Considering the serious nature of this violation and the potential legal consequences, I am hereby seeking legal assistance to address this matter appropriately. I have contacted the West Virginia Attorney General's Office and the Consumer Financial Protection Bureau to report this violation, and I encourage you to rectify this situation promptly to mitigate any further legal action. I expect a written response within [reasonable timeframe, typically 15 days] from the receipt of this letter. Failure to address this issue adequately will result in my pursuing all available legal remedies to protect my rights as a consumer and borrower, including but not limited to filing a formal complaint with the appropriate regulatory authorities and seeking legal representation. Thank you for your attention to this urgent matter. I anticipate a swift and satisfactory resolution to this fair debt collection violation. Sincerely, [Your Full Name]

Subject: Urgent: Fair Debt Collection Violation — Failure to ProvidNoticeic— - Seeking Legal Assistance [Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm's Name] [Address] [City, State, Zip] Regarding: [Loan/Account Number] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to you as a matter of urgency regarding a fair debt collection violation involving my mortgage/loan, specifically the failure to provide proper notice as required by the Fair Debt Collection Practices Act (FD CPA) and the laws of West Virginia. As a diligent borrower, I have always made timely mortgage/loan payments; however, I was recently shocked to discover that my property is facing foreclosure proceedings without any prior written notice from your office or any other party involved. This failure to provide notice is a clear violation of my rights as a borrower, protected under federal and state laws. Under the FD CPA, creditors are obligated to provide borrowers with written notice of their intent to initiate foreclosure proceedings. This notice should include detailed information regarding the amount owed, the nature of the default, and a clear timeframe for resolving the issue. By failing to provide such notice, your firm not only violates the FD CPA's provisions but also disregards West Virginia's specific regulations governing foreclosure actions. I kindly request your immediate attention to rectify this situation and provide the necessary notice regarding the potential foreclosure. Furthermore, please provide a detailed explanation for this failure, including any relevant documents, records, or correspondence related to my mortgage/loan file. Considering the serious nature of this violation and the potential legal consequences, I am hereby seeking legal assistance to address this matter appropriately. I have contacted the West Virginia Attorney General's Office and the Consumer Financial Protection Bureau to report this violation, and I encourage you to rectify this situation promptly to mitigate any further legal action. I expect a written response within [reasonable timeframe, typically 15 days] from the receipt of this letter. Failure to address this issue adequately will result in my pursuing all available legal remedies to protect my rights as a consumer and borrower, including but not limited to filing a formal complaint with the appropriate regulatory authorities and seeking legal representation. Thank you for your attention to this urgent matter. I anticipate a swift and satisfactory resolution to this fair debt collection violation. Sincerely, [Your Full Name]