West Virginia Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report pursuant to my recent denial of credit application. I understand that Experian is one of the major credit reporting agencies and was formerly known as TRY. As a resident of West Virginia, I am entitled to receive a copy of my credit report free of charge under the Fair Credit Reporting Act (FCRA). I recently applied for credit with [Lender Name] on [Date], and I received a letter from them informing me that my credit application was denied based on information found in my credit report. According to the FCRA, I have the right to obtain a free copy of my credit report within 60 days of receiving the denial notice. Please find below my personal information to facilitate the process: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] In addition to the above information, I kindly request that you include any credit scores or credit rating information associated with my credit report. I understand that Experian has established a dedicated online portal for requesting free credit reports, accessible at www.annualcreditreport.com. However, as I have been denied credit and need a copy of my credit report for review, I kindly request that you send me a physical copy by mail. Please forward the requested credit report to the address mentioned above at your earliest convenience. Should you require any further information or documentation to process my request, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I appreciate your prompt attention to this matter and cooperation in providing the necessary information. I hope that reviewing my credit report will shed light on the discrepancies leading to the denial of credit and allow me to address any erroneous information contained therein. Thank you for your assistance, and I look forward to receiving the requested credit report from Experian. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Date] Experian National Consumer Assistance Center P.O. Box 4500 Allen, TX 75013 Subject: Request for Free Copy of Credit Report — Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report pursuant to my recent denial of credit application. I understand that Experian is one of the major credit reporting agencies and was formerly known as TRY. As a resident of West Virginia, I am entitled to receive a copy of my credit report free of charge under the Fair Credit Reporting Act (FCRA). I recently applied for credit with [Lender Name] on [Date], and I received a letter from them informing me that my credit application was denied based on information found in my credit report. According to the FCRA, I have the right to obtain a free copy of my credit report within 60 days of receiving the denial notice. Please find below my personal information to facilitate the process: Full Name: [Your Full Name] Current Address: [Your Current Address] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] In addition to the above information, I kindly request that you include any credit scores or credit rating information associated with my credit report. I understand that Experian has established a dedicated online portal for requesting free credit reports, accessible at www.annualcreditreport.com. However, as I have been denied credit and need a copy of my credit report for review, I kindly request that you send me a physical copy by mail. Please forward the requested credit report to the address mentioned above at your earliest convenience. Should you require any further information or documentation to process my request, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. I appreciate your prompt attention to this matter and cooperation in providing the necessary information. I hope that reviewing my credit report will shed light on the discrepancies leading to the denial of credit and allow me to address any erroneous information contained therein. Thank you for your assistance, and I look forward to receiving the requested credit report from Experian. Sincerely, [Your Name]