West Virginia Vehicle Policy
Description
How to fill out Vehicle Policy?
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FAQ
The fees include a $15 title fee, a $10 lien fee if applicable, and a regular registration fee of $51.50. The titling sales 6% sales tax on a vehicles' value has been eliminated for new residents moving into West Virginia with a vehicle already title in their name in another state.
Starting in 2022, the minimum insurance requirements are increasing to $30,000 for injuries to one person ($25,000 in 2021) and $60,000 for injuries per accident ($50,000 in 2021). Property damage requirements are $20,000 per accident, unchanged from 2021.
It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.
New Hampshire is the only state that doesn't require residents to have insurance, or even prove they could cover their liability in an accident, according to the Insurance Information Institute and Property Casualty Insurers Association of America.
It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law:Bodily injury: $25,000 per person and $50,000 per accident.Property damage: $20,000 per accident.Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.More items...
The Commonwealth of Virginia is one of the few U.S. states that does not require motorists to carry auto liability insurance. If you choose not to purchase car insurance, you must pay an extra fee each year, along with your vehicle registration.
West Virginia Sales Tax on Car Purchases:West Virginia collects a 5% state sales tax rate on the purchase of all vehicles. In addition to taxes, car purchases in West Virginia may be subject to other fees like registration, title, and plate fees. You can find these fees further down on the page.
Virginia drivers are required to carry UM coverage at the same limits as their liability coverage: Uninsured motorist bodily injury: $30,000 per person and $60,000 per accident. Uninsured motorist property damage: $20,000 per accident and a $200 deductible for hit-and-run accidents.
200bWest Virginia law requires all registered vehicles to be insured and proof of insurance be carried in your vehicle at all times.
Although it is legal to drive without car insurance in Virginia, doing so can have downsides. Every driver must either purchase insurance before registering or operating a motor vehicle or pay a special $500 fee to drive uninsured.
