The West Virginia COBRA Notice Timing Delivery Chart is a vital resource that outlines the specific timeframes and deadlines for delivering COBRA notices in the state of West Virginia. COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, is a federal law that allows employees and their dependents to continue their health insurance coverage after experiencing certain qualifying events that would typically result in loss of coverage. The West Virginia COBRA Notice Timing Delivery Chart outlines the different types of notices that must be delivered to individuals who qualify for COBRA coverage. These notices include the Initial Notice, the Qualifying Event Notice, the Election Notice, and the Premium Assistance Expiration Notice. 1. Initial Notice: As per the West Virginia COBRA Notice Timing Delivery Chart, the Initial Notice must be provided to an eligible employee and any covered dependents within 90 days of the commencement of the group health plan. This notice provides information about the right to continue coverage under COBRA and the steps one must take to elect coverage. 2. Qualifying Event Notice: In the event of a qualifying event, such as termination of employment or a reduction in work hours, the employer or plan administrator must provide the Qualifying Event Notice within 30 days. This notice informs the employee and their dependents of their right to elect COBRA coverage. 3. Election Notice: The Election Notice must be provided within 14 days after receiving the Qualifying Event Notice. This notice includes specifics about the length of coverage, premium amounts, and the deadline for electing COBRA coverage. 4. Premium Assistance Expiration Notice: If an individual's COBRA coverage was provided through the American Rescue Plan Act's premium assistance, the Premium Assistance Expiration Notice must be sent at least 15 days but not more than 45 days before the expiration of the premium assistance. This notice informs individuals that premium assistance will be ending and provides information about alternative coverage options. The West Virginia COBRA Notice Timing Delivery Chart ensures compliance with the precise timeframes for delivering COBRA notices, helping employers and plan administrators avoid penalties and legal issues. By adhering to these guidelines, individuals eligible for COBRA coverage are promptly informed about their options and can make informed decisions regarding their healthcare coverage.