The West Virginia Pooling and Servicing Agreement is a legal contract between IMPACT Secured Assets Corp., iMac Funding Corp., and Northwest Bank Minnesota, National Assoc. This agreement outlines the terms and conditions for pooling and servicing mortgage loans in West Virginia. Pooling and servicing agreements (SAS) are commonly used in the financial industry to securitize pools of mortgage loans. They provide a legal framework for the origination, pooling, and servicing of these loans. In the case of West Virginia, the agreement is specifically tailored to comply with the state's regulations and requirements. The West Virginia Pooling and Servicing Agreement between IMPACT Secured Assets Corp., iMac Funding Corp., and Northwest Bank Minnesota, National Assoc. Ensures the proper handling and management of mortgage loans within the state. It includes provisions related to loan origination, payment collections, investor distributions, and default servicing. One type of West Virginia Pooling and Servicing Agreement could be focused on residential mortgage loans. This agreement would govern the pooling and servicing of mortgage loans secured by residential properties in West Virginia. It would outline the procedures for loan origination, payment processing, escrow management, and foreclosure processes, among other relevant terms. Another type of West Virginia Pooling and Servicing Agreement could be designed specifically for commercial mortgage loans. This agreement would govern the pooling and servicing of loans secured by commercial properties in West Virginia. It would address the unique aspects of commercial lending, such as lease agreements, rent collections, tenant management, and loan restructuring. Irrespective of the type, each West Virginia Pooling and Servicing Agreement aims to provide a comprehensive framework for the effective management and servicing of mortgage loans, while ensuring compliance with applicable laws and regulations in the state. This agreement is crucial for the smooth functioning of the mortgage-backed securities market in West Virginia, allowing investors to participate in the market while borrowers benefit from the availability of mortgage financing options.
West Virginia Pooling and Servicing Agreement between IMPAC Secured Assets Corp., IMAC Funding Corp. and Northwest Bank Minnesota, National Assoc.
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