This form is a sample letter in Word format covering the subject matter of the title of the form.
Subject: Request for a Free Copy of Credit Report — Denial of Credit Application Dear Trans Union, I am writing to request a free copy of my credit report, as I recently received a denial of credit based on the information provided by your agency. I understand that, according to the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report within 60 days of receiving an adverse action notice. I am a resident of the state of Wyoming and would like to receive the specific Wyoming Sample Letter for requesting my credit report. Furthermore, I appreciate your assistance in this matter and hope that you can provide me with the necessary information promptly. As stipulated by the FCRA, please include the following details in the credit report: 1. Personal Information: — Full Name: [Your Full Name— - Social Security Number: [Your SSN] — Date of Birth: [Your DOB— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] 2. Denial of Credit Information: — Creditor's Name: [Name of Creditor/Financial Institution] — Date of Application: [Date of Credit Application] — Explanations for Denial (if provided): [Reason(s) for Denial of Credit] 3. Credit History: — Detailed account information for all open and closed accounts — Account balances and paymenhistoryor— - Any public records (bankruptcies, liens, judgments, etc.) — Inquiries made by lenders or service providers To ensure a prompt response to my request, please forward the credit report to my current address mentioned above. Please note that the FCRA also indicates that the credit reporting agency, in this case, Trans Union, has the responsibility to respond to written requests within a reasonable time frame, which is generally 30 days. I understand that you may require additional verification of my identity. Therefore, please find attached copies of the following documents: 1. Photo identification (e.g., driver's license, passport) 2. Proof of address (e.g., utility bill, bank statement) I kindly request Trans Union to waive any fees associated with this credit report request since I have been denied credit based on the information provided by your agency. However, if any fees apply, please inform me in writing before proceeding with the request. Thank you for your attention to this matter. Your prompt response and cooperation are greatly appreciated. If you have any further questions or require additional information, please do not hesitate to contact me at the phone number or email address provided in my credit application. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address] Different types of Wyoming Sample Letters to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit could include: 1. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Mortgage Loan Denial 2. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Auto Loan Denial 3. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Credit Card Denial 4. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Personal Loan Denial 5. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Student Loan Denial.
Subject: Request for a Free Copy of Credit Report — Denial of Credit Application Dear Trans Union, I am writing to request a free copy of my credit report, as I recently received a denial of credit based on the information provided by your agency. I understand that, according to the Fair Credit Reporting Act (FCRA), I am entitled to receive a free copy of my credit report within 60 days of receiving an adverse action notice. I am a resident of the state of Wyoming and would like to receive the specific Wyoming Sample Letter for requesting my credit report. Furthermore, I appreciate your assistance in this matter and hope that you can provide me with the necessary information promptly. As stipulated by the FCRA, please include the following details in the credit report: 1. Personal Information: — Full Name: [Your Full Name— - Social Security Number: [Your SSN] — Date of Birth: [Your DOB— - Current Address: [Your Current Address] — Previous Address (if applicable): [Your Previous Address] 2. Denial of Credit Information: — Creditor's Name: [Name of Creditor/Financial Institution] — Date of Application: [Date of Credit Application] — Explanations for Denial (if provided): [Reason(s) for Denial of Credit] 3. Credit History: — Detailed account information for all open and closed accounts — Account balances and paymenhistoryor— - Any public records (bankruptcies, liens, judgments, etc.) — Inquiries made by lenders or service providers To ensure a prompt response to my request, please forward the credit report to my current address mentioned above. Please note that the FCRA also indicates that the credit reporting agency, in this case, Trans Union, has the responsibility to respond to written requests within a reasonable time frame, which is generally 30 days. I understand that you may require additional verification of my identity. Therefore, please find attached copies of the following documents: 1. Photo identification (e.g., driver's license, passport) 2. Proof of address (e.g., utility bill, bank statement) I kindly request Trans Union to waive any fees associated with this credit report request since I have been denied credit based on the information provided by your agency. However, if any fees apply, please inform me in writing before proceeding with the request. Thank you for your attention to this matter. Your prompt response and cooperation are greatly appreciated. If you have any further questions or require additional information, please do not hesitate to contact me at the phone number or email address provided in my credit application. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address] Different types of Wyoming Sample Letters to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit could include: 1. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Mortgage Loan Denial 2. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Auto Loan Denial 3. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Credit Card Denial 4. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Personal Loan Denial 5. Wyoming Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Student Loan Denial.